LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,141
−HK$8,788/mo
▼ 0.25% · 3.875%
HK$144,500
−HK$4,429/mo
Today · 4.125%
HK$148,929
baseline
▲ 0.50% · 4.625%
HK$157,991
+HK$9,062/mo
Deposit HK$30.73M · loan HK$30.73M · min. income ≈ HK$297,858/mo (50% DSR)
Upfront cash ≈ HK$33.34M (deposit + AVD stamp duty HK$2,611,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,905
−HK$8,423/mo
▼ 0.25% · 3.875%
HK$160,086
−HK$4,242/mo
Today · 4.125%
HK$164,328
baseline
▲ 0.50% · 4.625%
HK$172,990
+HK$8,662/mo
Deposit HK$30.73M · loan HK$30.73M · min. income ≈ HK$328,656/mo (50% DSR)
Upfront cash ≈ HK$33.34M (deposit + AVD stamp duty HK$2,611,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,169
−HK$10,546/mo
▼ 0.25% · 3.875%
HK$173,400
−HK$5,315/mo
Today · 4.125%
HK$178,715
baseline
▲ 0.50% · 4.625%
HK$189,589
+HK$10,874/mo
Deposit HK$24.58M · loan HK$36.87M · min. income ≈ HK$357,430/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,611,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,086
−HK$10,108/mo
▼ 0.25% · 3.875%
HK$192,104
−HK$5,090/mo
Today · 4.125%
HK$197,194
baseline
▲ 0.50% · 4.625%
HK$207,588
+HK$10,394/mo
Deposit HK$24.58M · loan HK$36.87M · min. income ≈ HK$394,388/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,611,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,197
−HK$12,303/mo
▼ 0.25% · 3.875%
HK$202,300
−HK$6,200/mo
Today · 4.125%
HK$208,500
baseline
▲ 0.50% · 4.625%
HK$221,187
+HK$12,687/mo
Deposit HK$18.44M · loan HK$43.02M · min. income ≈ HK$417,000/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,611,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,267
−HK$11,792/mo
▼ 0.25% · 3.875%
HK$224,121
−HK$5,938/mo
Today · 4.125%
HK$230,059
baseline
▲ 0.50% · 4.625%
HK$242,186
+HK$12,127/mo
Deposit HK$18.44M · loan HK$43.02M · min. income ≈ HK$460,118/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,611,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,253
−HK$15,819/mo
▼ 0.25% · 3.875%
HK$260,100
−HK$7,972/mo
Today · 4.125%
HK$268,072
baseline
▲ 0.50% · 4.625%
HK$284,383
+HK$16,311/mo
Deposit HK$6.15M · loan HK$55.31M · min. income ≈ HK$536,144/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,611,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,629
−HK$15,162/mo
▼ 0.25% · 3.875%
HK$288,156
−HK$7,635/mo
Today · 4.125%
HK$295,791
baseline
▲ 0.50% · 4.625%
HK$311,382
+HK$15,591/mo
Deposit HK$6.15M · loan HK$55.31M · min. income ≈ HK$591,582/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,611,979 · Scale 2, in force from 26 Feb 2026)