LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,014
−HK$879/mo
▼ 0.25% · 3.875%
HK$14,450
−HK$443/mo
Today · 4.125%
HK$14,893
baseline
▲ 0.50% · 4.625%
HK$15,799
+HK$906/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$29,786/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$149,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,591
−HK$842/mo
▼ 0.25% · 3.875%
HK$16,009
−HK$424/mo
Today · 4.125%
HK$16,433
baseline
▲ 0.50% · 4.625%
HK$17,299
+HK$866/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$32,866/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$149,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,817
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,340
−HK$532/mo
Today · 4.125%
HK$17,872
baseline
▲ 0.50% · 4.625%
HK$18,959
+HK$1,087/mo
Deposit HK$2.46M · loan HK$3.69M · min. income ≈ HK$35,744/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$149,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,709
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,211
−HK$509/mo
Today · 4.125%
HK$19,720
baseline
▲ 0.50% · 4.625%
HK$20,759
+HK$1,039/mo
Deposit HK$2.46M · loan HK$3.69M · min. income ≈ HK$39,440/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$149,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,620
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,230
−HK$620/mo
Today · 4.125%
HK$20,850
baseline
▲ 0.50% · 4.625%
HK$22,119
+HK$1,269/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$41,700/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$149,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,827
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,412
−HK$594/mo
Today · 4.125%
HK$23,006
baseline
▲ 0.50% · 4.625%
HK$24,219
+HK$1,213/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$46,012/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$149,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,226
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,010
−HK$798/mo
Today · 4.125%
HK$26,808
baseline
▲ 0.50% · 4.625%
HK$28,439
+HK$1,631/mo
Deposit HK$615K · loan HK$5.53M · min. income ≈ HK$53,616/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$149,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,063
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,816
−HK$764/mo
Today · 4.125%
HK$29,580
baseline
▲ 0.50% · 4.625%
HK$31,139
+HK$1,559/mo
Deposit HK$615K · loan HK$5.53M · min. income ≈ HK$59,160/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$149,593 · Scale 2, in force from 26 Feb 2026)