LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,145
−HK$8,789/mo
▼ 0.25% · 3.875%
HK$144,505
−HK$4,429/mo
Today · 4.125%
HK$148,934
baseline
▲ 0.50% · 4.625%
HK$157,996
+HK$9,062/mo
Deposit HK$30.73M · loan HK$30.73M · min. income ≈ HK$297,868/mo (50% DSR)
Upfront cash ≈ HK$33.34M (deposit + AVD stamp duty HK$2,612,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,910
−HK$8,424/mo
▼ 0.25% · 3.875%
HK$160,092
−HK$4,242/mo
Today · 4.125%
HK$164,334
baseline
▲ 0.50% · 4.625%
HK$172,996
+HK$8,662/mo
Deposit HK$30.73M · loan HK$30.73M · min. income ≈ HK$328,668/mo (50% DSR)
Upfront cash ≈ HK$33.34M (deposit + AVD stamp duty HK$2,612,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,174
−HK$10,546/mo
▼ 0.25% · 3.875%
HK$173,406
−HK$5,314/mo
Today · 4.125%
HK$178,720
baseline
▲ 0.50% · 4.625%
HK$189,595
+HK$10,875/mo
Deposit HK$24.58M · loan HK$36.88M · min. income ≈ HK$357,440/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,612,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,092
−HK$10,108/mo
▼ 0.25% · 3.875%
HK$192,110
−HK$5,090/mo
Today · 4.125%
HK$197,200
baseline
▲ 0.50% · 4.625%
HK$207,595
+HK$10,395/mo
Deposit HK$24.58M · loan HK$36.88M · min. income ≈ HK$394,400/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,612,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,204
−HK$12,303/mo
▼ 0.25% · 3.875%
HK$202,307
−HK$6,200/mo
Today · 4.125%
HK$208,507
baseline
▲ 0.50% · 4.625%
HK$221,194
+HK$12,687/mo
Deposit HK$18.44M · loan HK$43.02M · min. income ≈ HK$417,014/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,612,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,274
−HK$11,793/mo
▼ 0.25% · 3.875%
HK$224,128
−HK$5,939/mo
Today · 4.125%
HK$230,067
baseline
▲ 0.50% · 4.625%
HK$242,194
+HK$12,127/mo
Deposit HK$18.44M · loan HK$43.02M · min. income ≈ HK$460,134/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,612,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,262
−HK$15,819/mo
▼ 0.25% · 3.875%
HK$260,108
−HK$7,973/mo
Today · 4.125%
HK$268,081
baseline
▲ 0.50% · 4.625%
HK$284,393
+HK$16,312/mo
Deposit HK$6.15M · loan HK$55.31M · min. income ≈ HK$536,162/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,612,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,639
−HK$15,162/mo
▼ 0.25% · 3.875%
HK$288,165
−HK$7,636/mo
Today · 4.125%
HK$295,801
baseline
▲ 0.50% · 4.625%
HK$311,393
+HK$15,592/mo
Deposit HK$6.15M · loan HK$55.31M · min. income ≈ HK$591,602/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,612,065 · Scale 2, in force from 26 Feb 2026)