LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,153
−HK$8,789/mo
▼ 0.25% · 3.875%
HK$144,512
−HK$4,430/mo
Today · 4.125%
HK$148,942
baseline
▲ 0.50% · 4.625%
HK$158,004
+HK$9,062/mo
Deposit HK$30.73M · loan HK$30.73M · min. income ≈ HK$297,884/mo (50% DSR)
Upfront cash ≈ HK$33.34M (deposit + AVD stamp duty HK$2,612,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,919
−HK$8,424/mo
▼ 0.25% · 3.875%
HK$160,100
−HK$4,243/mo
Today · 4.125%
HK$164,343
baseline
▲ 0.50% · 4.625%
HK$173,005
+HK$8,662/mo
Deposit HK$30.73M · loan HK$30.73M · min. income ≈ HK$328,686/mo (50% DSR)
Upfront cash ≈ HK$33.34M (deposit + AVD stamp duty HK$2,612,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,184
−HK$10,546/mo
▼ 0.25% · 3.875%
HK$173,415
−HK$5,315/mo
Today · 4.125%
HK$178,730
baseline
▲ 0.50% · 4.625%
HK$189,605
+HK$10,875/mo
Deposit HK$24.59M · loan HK$36.88M · min. income ≈ HK$357,460/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,612,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,102
−HK$10,109/mo
▼ 0.25% · 3.875%
HK$192,120
−HK$5,091/mo
Today · 4.125%
HK$197,211
baseline
▲ 0.50% · 4.625%
HK$207,606
+HK$10,395/mo
Deposit HK$24.59M · loan HK$36.88M · min. income ≈ HK$394,422/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,612,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,214
−HK$12,304/mo
▼ 0.25% · 3.875%
HK$202,317
−HK$6,201/mo
Today · 4.125%
HK$208,518
baseline
▲ 0.50% · 4.625%
HK$221,206
+HK$12,688/mo
Deposit HK$18.44M · loan HK$43.02M · min. income ≈ HK$417,036/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,612,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,286
−HK$11,794/mo
▼ 0.25% · 3.875%
HK$224,141
−HK$5,939/mo
Today · 4.125%
HK$230,080
baseline
▲ 0.50% · 4.625%
HK$242,207
+HK$12,127/mo
Deposit HK$18.44M · loan HK$43.02M · min. income ≈ HK$460,160/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,612,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,275
−HK$15,820/mo
▼ 0.25% · 3.875%
HK$260,122
−HK$7,973/mo
Today · 4.125%
HK$268,095
baseline
▲ 0.50% · 4.625%
HK$284,408
+HK$16,313/mo
Deposit HK$6.15M · loan HK$55.32M · min. income ≈ HK$536,190/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,612,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,654
−HK$15,163/mo
▼ 0.25% · 3.875%
HK$288,181
−HK$7,636/mo
Today · 4.125%
HK$295,817
baseline
▲ 0.50% · 4.625%
HK$311,409
+HK$15,592/mo
Deposit HK$6.15M · loan HK$55.32M · min. income ≈ HK$591,634/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,612,206 · Scale 2, in force from 26 Feb 2026)