LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,016
−HK$879/mo
▼ 0.25% · 3.875%
HK$14,452
−HK$443/mo
Today · 4.125%
HK$14,895
baseline
▲ 0.50% · 4.625%
HK$15,801
+HK$906/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$29,790/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$149,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,592
−HK$843/mo
▼ 0.25% · 3.875%
HK$16,011
−HK$424/mo
Today · 4.125%
HK$16,435
baseline
▲ 0.50% · 4.625%
HK$17,301
+HK$866/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$32,870/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$149,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,819
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,342
−HK$532/mo
Today · 4.125%
HK$17,874
baseline
▲ 0.50% · 4.625%
HK$18,961
+HK$1,087/mo
Deposit HK$2.46M · loan HK$3.69M · min. income ≈ HK$35,748/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$149,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,711
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,213
−HK$509/mo
Today · 4.125%
HK$19,722
baseline
▲ 0.50% · 4.625%
HK$20,761
+HK$1,039/mo
Deposit HK$2.46M · loan HK$3.69M · min. income ≈ HK$39,444/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$149,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,622
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,232
−HK$620/mo
Today · 4.125%
HK$20,852
baseline
▲ 0.50% · 4.625%
HK$22,121
+HK$1,269/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$41,704/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$149,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,829
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,415
−HK$594/mo
Today · 4.125%
HK$23,009
baseline
▲ 0.50% · 4.625%
HK$24,221
+HK$1,212/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$46,018/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$149,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,228
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,013
−HK$797/mo
Today · 4.125%
HK$26,810
baseline
▲ 0.50% · 4.625%
HK$28,442
+HK$1,632/mo
Deposit HK$615K · loan HK$5.53M · min. income ≈ HK$53,620/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$149,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,066
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,819
−HK$764/mo
Today · 4.125%
HK$29,583
baseline
▲ 0.50% · 4.625%
HK$31,142
+HK$1,559/mo
Deposit HK$615K · loan HK$5.53M · min. income ≈ HK$59,166/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$149,656 · Scale 2, in force from 26 Feb 2026)