LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,159
−HK$8,789/mo
▼ 0.25% · 3.875%
HK$144,519
−HK$4,429/mo
Today · 4.125%
HK$148,948
baseline
▲ 0.50% · 4.625%
HK$158,011
+HK$9,063/mo
Deposit HK$30.73M · loan HK$30.73M · min. income ≈ HK$297,896/mo (50% DSR)
Upfront cash ≈ HK$33.35M (deposit + AVD stamp duty HK$2,612,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,926
−HK$8,424/mo
▼ 0.25% · 3.875%
HK$160,107
−HK$4,243/mo
Today · 4.125%
HK$164,350
baseline
▲ 0.50% · 4.625%
HK$173,013
+HK$8,663/mo
Deposit HK$30.73M · loan HK$30.73M · min. income ≈ HK$328,700/mo (50% DSR)
Upfront cash ≈ HK$33.35M (deposit + AVD stamp duty HK$2,612,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,191
−HK$10,547/mo
▼ 0.25% · 3.875%
HK$173,423
−HK$5,315/mo
Today · 4.125%
HK$178,738
baseline
▲ 0.50% · 4.625%
HK$189,614
+HK$10,876/mo
Deposit HK$24.59M · loan HK$36.88M · min. income ≈ HK$357,476/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,612,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,111
−HK$10,109/mo
▼ 0.25% · 3.875%
HK$192,129
−HK$5,091/mo
Today · 4.125%
HK$197,220
baseline
▲ 0.50% · 4.625%
HK$207,615
+HK$10,395/mo
Deposit HK$24.59M · loan HK$36.88M · min. income ≈ HK$394,440/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,612,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,223
−HK$12,305/mo
▼ 0.25% · 3.875%
HK$202,326
−HK$6,202/mo
Today · 4.125%
HK$208,528
baseline
▲ 0.50% · 4.625%
HK$221,216
+HK$12,688/mo
Deposit HK$18.44M · loan HK$43.03M · min. income ≈ HK$417,056/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,612,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,296
−HK$11,794/mo
▼ 0.25% · 3.875%
HK$224,150
−HK$5,940/mo
Today · 4.125%
HK$230,090
baseline
▲ 0.50% · 4.625%
HK$242,218
+HK$12,128/mo
Deposit HK$18.44M · loan HK$43.03M · min. income ≈ HK$460,180/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,612,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,286
−HK$15,821/mo
▼ 0.25% · 3.875%
HK$260,134
−HK$7,973/mo
Today · 4.125%
HK$268,107
baseline
▲ 0.50% · 4.625%
HK$284,421
+HK$16,314/mo
Deposit HK$6.15M · loan HK$55.32M · min. income ≈ HK$536,214/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,612,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,666
−HK$15,163/mo
▼ 0.25% · 3.875%
HK$288,193
−HK$7,636/mo
Today · 4.125%
HK$295,829
baseline
▲ 0.50% · 4.625%
HK$311,423
+HK$15,594/mo
Deposit HK$6.15M · loan HK$55.32M · min. income ≈ HK$591,658/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,612,320 · Scale 2, in force from 26 Feb 2026)