LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,184
−HK$8,791/mo
▼ 0.25% · 3.875%
HK$144,545
−HK$4,430/mo
Today · 4.125%
HK$148,975
baseline
▲ 0.50% · 4.625%
HK$158,040
+HK$9,065/mo
Deposit HK$30.74M · loan HK$30.74M · min. income ≈ HK$297,950/mo (50% DSR)
Upfront cash ≈ HK$33.35M (deposit + AVD stamp duty HK$2,612,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,954
−HK$8,425/mo
▼ 0.25% · 3.875%
HK$160,136
−HK$4,243/mo
Today · 4.125%
HK$164,379
baseline
▲ 0.50% · 4.625%
HK$173,044
+HK$8,665/mo
Deposit HK$30.74M · loan HK$30.74M · min. income ≈ HK$328,758/mo (50% DSR)
Upfront cash ≈ HK$33.35M (deposit + AVD stamp duty HK$2,612,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,221
−HK$10,549/mo
▼ 0.25% · 3.875%
HK$173,454
−HK$5,316/mo
Today · 4.125%
HK$178,770
baseline
▲ 0.50% · 4.625%
HK$189,648
+HK$10,878/mo
Deposit HK$24.59M · loan HK$36.89M · min. income ≈ HK$357,540/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,612,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,144
−HK$10,111/mo
▼ 0.25% · 3.875%
HK$192,164
−HK$5,091/mo
Today · 4.125%
HK$197,255
baseline
▲ 0.50% · 4.625%
HK$207,653
+HK$10,398/mo
Deposit HK$24.59M · loan HK$36.89M · min. income ≈ HK$394,510/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,612,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,258
−HK$12,307/mo
▼ 0.25% · 3.875%
HK$202,363
−HK$6,202/mo
Today · 4.125%
HK$208,565
baseline
▲ 0.50% · 4.625%
HK$221,256
+HK$12,691/mo
Deposit HK$18.44M · loan HK$43.03M · min. income ≈ HK$417,130/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$2,612,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,335
−HK$11,796/mo
▼ 0.25% · 3.875%
HK$224,191
−HK$5,940/mo
Today · 4.125%
HK$230,131
baseline
▲ 0.50% · 4.625%
HK$242,262
+HK$12,131/mo
Deposit HK$18.44M · loan HK$43.03M · min. income ≈ HK$460,262/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$2,612,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,332
−HK$15,823/mo
▼ 0.25% · 3.875%
HK$260,181
−HK$7,974/mo
Today · 4.125%
HK$268,155
baseline
▲ 0.50% · 4.625%
HK$284,472
+HK$16,317/mo
Deposit HK$6.15M · loan HK$55.33M · min. income ≈ HK$536,310/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,612,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,717
−HK$15,166/mo
▼ 0.25% · 3.875%
HK$288,245
−HK$7,638/mo
Today · 4.125%
HK$295,883
baseline
▲ 0.50% · 4.625%
HK$311,479
+HK$15,596/mo
Deposit HK$6.15M · loan HK$55.33M · min. income ≈ HK$591,766/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,612,793 · Scale 2, in force from 26 Feb 2026)