LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,022
−HK$880/mo
▼ 0.25% · 3.875%
HK$14,459
−HK$443/mo
Today · 4.125%
HK$14,902
baseline
▲ 0.50% · 4.625%
HK$15,808
+HK$906/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$29,804/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$149,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,600
−HK$843/mo
▼ 0.25% · 3.875%
HK$16,018
−HK$425/mo
Today · 4.125%
HK$16,443
baseline
▲ 0.50% · 4.625%
HK$17,309
+HK$866/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$32,886/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$149,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,827
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,350
−HK$532/mo
Today · 4.125%
HK$17,882
baseline
▲ 0.50% · 4.625%
HK$18,970
+HK$1,088/mo
Deposit HK$2.46M · loan HK$3.69M · min. income ≈ HK$35,764/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$149,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,720
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,222
−HK$509/mo
Today · 4.125%
HK$19,731
baseline
▲ 0.50% · 4.625%
HK$20,771
+HK$1,040/mo
Deposit HK$2.46M · loan HK$3.69M · min. income ≈ HK$39,462/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$149,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,631
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,242
−HK$620/mo
Today · 4.125%
HK$20,862
baseline
▲ 0.50% · 4.625%
HK$22,132
+HK$1,270/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$41,724/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$149,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,840
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,425
−HK$595/mo
Today · 4.125%
HK$23,020
baseline
▲ 0.50% · 4.625%
HK$24,233
+HK$1,213/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$46,040/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$149,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,240
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,025
−HK$798/mo
Today · 4.125%
HK$26,823
baseline
▲ 0.50% · 4.625%
HK$28,455
+HK$1,632/mo
Deposit HK$615K · loan HK$5.53M · min. income ≈ HK$53,646/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$149,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,080
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,833
−HK$764/mo
Today · 4.125%
HK$29,597
baseline
▲ 0.50% · 4.625%
HK$31,157
+HK$1,560/mo
Deposit HK$615K · loan HK$5.53M · min. income ≈ HK$59,194/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$149,948 · Scale 2, in force from 26 Feb 2026)