LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,023
−HK$879/mo
▼ 0.25% · 3.875%
HK$14,459
−HK$443/mo
Today · 4.125%
HK$14,902
baseline
▲ 0.50% · 4.625%
HK$15,809
+HK$907/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$29,804/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$149,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,600
−HK$843/mo
▼ 0.25% · 3.875%
HK$16,018
−HK$425/mo
Today · 4.125%
HK$16,443
baseline
▲ 0.50% · 4.625%
HK$17,310
+HK$867/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$32,886/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$149,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,827
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,351
−HK$531/mo
Today · 4.125%
HK$17,882
baseline
▲ 0.50% · 4.625%
HK$18,970
+HK$1,088/mo
Deposit HK$2.46M · loan HK$3.69M · min. income ≈ HK$35,764/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$149,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,720
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,222
−HK$509/mo
Today · 4.125%
HK$19,731
baseline
▲ 0.50% · 4.625%
HK$20,772
+HK$1,041/mo
Deposit HK$2.46M · loan HK$3.69M · min. income ≈ HK$39,462/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$149,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,632
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,242
−HK$621/mo
Today · 4.125%
HK$20,863
baseline
▲ 0.50% · 4.625%
HK$22,132
+HK$1,269/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$41,726/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$149,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,840
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,426
−HK$594/mo
Today · 4.125%
HK$23,020
baseline
▲ 0.50% · 4.625%
HK$24,233
+HK$1,213/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$46,040/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$149,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,241
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,026
−HK$798/mo
Today · 4.125%
HK$26,824
baseline
▲ 0.50% · 4.625%
HK$28,456
+HK$1,632/mo
Deposit HK$615K · loan HK$5.53M · min. income ≈ HK$53,648/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$149,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,080
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,833
−HK$764/mo
Today · 4.125%
HK$29,597
baseline
▲ 0.50% · 4.625%
HK$31,157
+HK$1,560/mo
Deposit HK$615K · loan HK$5.53M · min. income ≈ HK$59,194/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$149,959 · Scale 2, in force from 26 Feb 2026)