LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,227
−HK$8,793/mo
▼ 0.25% · 3.875%
HK$144,589
−HK$4,431/mo
Today · 4.125%
HK$149,020
baseline
▲ 0.50% · 4.625%
HK$158,088
+HK$9,068/mo
Deposit HK$30.75M · loan HK$30.75M · min. income ≈ HK$298,040/mo (50% DSR)
Upfront cash ≈ HK$33.36M (deposit + AVD stamp duty HK$2,613,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,001
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$160,185
−HK$4,244/mo
Today · 4.125%
HK$164,429
baseline
▲ 0.50% · 4.625%
HK$173,096
+HK$8,667/mo
Deposit HK$30.75M · loan HK$30.75M · min. income ≈ HK$328,858/mo (50% DSR)
Upfront cash ≈ HK$33.36M (deposit + AVD stamp duty HK$2,613,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,272
−HK$10,552/mo
▼ 0.25% · 3.875%
HK$173,506
−HK$5,318/mo
Today · 4.125%
HK$178,824
baseline
▲ 0.50% · 4.625%
HK$189,705
+HK$10,881/mo
Deposit HK$24.60M · loan HK$36.90M · min. income ≈ HK$357,648/mo (50% DSR)
Upfront cash ≈ HK$27.21M (deposit + AVD stamp duty HK$2,613,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,201
−HK$10,114/mo
▼ 0.25% · 3.875%
HK$192,222
−HK$5,093/mo
Today · 4.125%
HK$197,315
baseline
▲ 0.50% · 4.625%
HK$207,716
+HK$10,401/mo
Deposit HK$24.60M · loan HK$36.90M · min. income ≈ HK$394,630/mo (50% DSR)
Upfront cash ≈ HK$27.21M (deposit + AVD stamp duty HK$2,613,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,317
−HK$12,311/mo
▼ 0.25% · 3.875%
HK$202,424
−HK$6,204/mo
Today · 4.125%
HK$208,628
baseline
▲ 0.50% · 4.625%
HK$221,323
+HK$12,695/mo
Deposit HK$18.45M · loan HK$43.05M · min. income ≈ HK$417,256/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$2,613,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,401
−HK$11,800/mo
▼ 0.25% · 3.875%
HK$224,259
−HK$5,942/mo
Today · 4.125%
HK$230,201
baseline
▲ 0.50% · 4.625%
HK$242,335
+HK$12,134/mo
Deposit HK$18.45M · loan HK$43.05M · min. income ≈ HK$460,402/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$2,613,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,408
−HK$15,828/mo
▼ 0.25% · 3.875%
HK$260,260
−HK$7,976/mo
Today · 4.125%
HK$268,236
baseline
▲ 0.50% · 4.625%
HK$284,558
+HK$16,322/mo
Deposit HK$6.15M · loan HK$55.35M · min. income ≈ HK$536,472/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,613,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,802
−HK$15,170/mo
▼ 0.25% · 3.875%
HK$288,333
−HK$7,639/mo
Today · 4.125%
HK$295,972
baseline
▲ 0.50% · 4.625%
HK$311,574
+HK$15,602/mo
Deposit HK$6.15M · loan HK$55.35M · min. income ≈ HK$591,944/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,613,583 · Scale 2, in force from 26 Feb 2026)