LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,243
−HK$8,794/mo
▼ 0.25% · 3.875%
HK$144,605
−HK$4,432/mo
Today · 4.125%
HK$149,037
baseline
▲ 0.50% · 4.625%
HK$158,106
+HK$9,069/mo
Deposit HK$30.75M · loan HK$30.75M · min. income ≈ HK$298,074/mo (50% DSR)
Upfront cash ≈ HK$33.37M (deposit + AVD stamp duty HK$2,613,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,019
−HK$8,429/mo
▼ 0.25% · 3.875%
HK$160,203
−HK$4,245/mo
Today · 4.125%
HK$164,448
baseline
▲ 0.50% · 4.625%
HK$173,116
+HK$8,668/mo
Deposit HK$30.75M · loan HK$30.75M · min. income ≈ HK$328,896/mo (50% DSR)
Upfront cash ≈ HK$33.37M (deposit + AVD stamp duty HK$2,613,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,291
−HK$10,554/mo
▼ 0.25% · 3.875%
HK$173,526
−HK$5,319/mo
Today · 4.125%
HK$178,845
baseline
▲ 0.50% · 4.625%
HK$189,727
+HK$10,882/mo
Deposit HK$24.60M · loan HK$36.90M · min. income ≈ HK$357,690/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,613,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,222
−HK$10,115/mo
▼ 0.25% · 3.875%
HK$192,243
−HK$5,094/mo
Today · 4.125%
HK$197,337
baseline
▲ 0.50% · 4.625%
HK$207,739
+HK$10,402/mo
Deposit HK$24.60M · loan HK$36.90M · min. income ≈ HK$394,674/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,613,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,340
−HK$12,312/mo
▼ 0.25% · 3.875%
HK$202,447
−HK$6,205/mo
Today · 4.125%
HK$208,652
baseline
▲ 0.50% · 4.625%
HK$221,348
+HK$12,696/mo
Deposit HK$18.45M · loan HK$43.05M · min. income ≈ HK$417,304/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$2,613,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,426
−HK$11,801/mo
▼ 0.25% · 3.875%
HK$224,284
−HK$5,943/mo
Today · 4.125%
HK$230,227
baseline
▲ 0.50% · 4.625%
HK$242,362
+HK$12,135/mo
Deposit HK$18.45M · loan HK$43.05M · min. income ≈ HK$460,454/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$2,613,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,437
−HK$15,830/mo
▼ 0.25% · 3.875%
HK$260,289
−HK$7,978/mo
Today · 4.125%
HK$268,267
baseline
▲ 0.50% · 4.625%
HK$284,590
+HK$16,323/mo
Deposit HK$6.15M · loan HK$55.35M · min. income ≈ HK$536,534/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,613,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,833
−HK$15,173/mo
▼ 0.25% · 3.875%
HK$288,365
−HK$7,641/mo
Today · 4.125%
HK$296,006
baseline
▲ 0.50% · 4.625%
HK$311,609
+HK$15,603/mo
Deposit HK$6.15M · loan HK$55.35M · min. income ≈ HK$592,012/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,613,878 · Scale 2, in force from 26 Feb 2026)