LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,254
−HK$8,796/mo
▼ 0.25% · 3.875%
HK$144,617
−HK$4,433/mo
Today · 4.125%
HK$149,050
baseline
▲ 0.50% · 4.625%
HK$158,119
+HK$9,069/mo
Deposit HK$30.75M · loan HK$30.75M · min. income ≈ HK$298,100/mo (50% DSR)
Upfront cash ≈ HK$33.37M (deposit + AVD stamp duty HK$2,614,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,032
−HK$8,430/mo
▼ 0.25% · 3.875%
HK$160,216
−HK$4,246/mo
Today · 4.125%
HK$164,462
baseline
▲ 0.50% · 4.625%
HK$173,131
+HK$8,669/mo
Deposit HK$30.75M · loan HK$30.75M · min. income ≈ HK$328,924/mo (50% DSR)
Upfront cash ≈ HK$33.37M (deposit + AVD stamp duty HK$2,614,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,305
−HK$10,555/mo
▼ 0.25% · 3.875%
HK$173,541
−HK$5,319/mo
Today · 4.125%
HK$178,860
baseline
▲ 0.50% · 4.625%
HK$189,743
+HK$10,883/mo
Deposit HK$24.60M · loan HK$36.90M · min. income ≈ HK$357,720/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,614,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,238
−HK$10,116/mo
▼ 0.25% · 3.875%
HK$192,260
−HK$5,094/mo
Today · 4.125%
HK$197,354
baseline
▲ 0.50% · 4.625%
HK$207,757
+HK$10,403/mo
Deposit HK$24.60M · loan HK$36.90M · min. income ≈ HK$394,708/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,614,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,356
−HK$12,314/mo
▼ 0.25% · 3.875%
HK$202,464
−HK$6,206/mo
Today · 4.125%
HK$208,670
baseline
▲ 0.50% · 4.625%
HK$221,367
+HK$12,697/mo
Deposit HK$18.45M · loan HK$43.06M · min. income ≈ HK$417,340/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,614,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,444
−HK$11,802/mo
▼ 0.25% · 3.875%
HK$224,303
−HK$5,943/mo
Today · 4.125%
HK$230,246
baseline
▲ 0.50% · 4.625%
HK$242,383
+HK$12,137/mo
Deposit HK$18.45M · loan HK$43.06M · min. income ≈ HK$460,492/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,614,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,458
−HK$15,831/mo
▼ 0.25% · 3.875%
HK$260,311
−HK$7,978/mo
Today · 4.125%
HK$268,289
baseline
▲ 0.50% · 4.625%
HK$284,614
+HK$16,325/mo
Deposit HK$6.15M · loan HK$55.36M · min. income ≈ HK$536,578/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,614,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,857
−HK$15,174/mo
▼ 0.25% · 3.875%
HK$288,389
−HK$7,642/mo
Today · 4.125%
HK$296,031
baseline
▲ 0.50% · 4.625%
HK$311,635
+HK$15,604/mo
Deposit HK$6.15M · loan HK$55.36M · min. income ≈ HK$592,062/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,614,099 · Scale 2, in force from 26 Feb 2026)