LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,261
−HK$8,796/mo
▼ 0.25% · 3.875%
HK$144,624
−HK$4,433/mo
Today · 4.125%
HK$149,057
baseline
▲ 0.50% · 4.625%
HK$158,126
+HK$9,069/mo
Deposit HK$30.76M · loan HK$30.76M · min. income ≈ HK$298,114/mo (50% DSR)
Upfront cash ≈ HK$33.37M (deposit + AVD stamp duty HK$2,614,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,039
−HK$8,430/mo
▼ 0.25% · 3.875%
HK$160,224
−HK$4,245/mo
Today · 4.125%
HK$164,469
baseline
▲ 0.50% · 4.625%
HK$173,139
+HK$8,670/mo
Deposit HK$30.76M · loan HK$30.76M · min. income ≈ HK$328,938/mo (50% DSR)
Upfront cash ≈ HK$33.37M (deposit + AVD stamp duty HK$2,614,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,313
−HK$10,555/mo
▼ 0.25% · 3.875%
HK$173,549
−HK$5,319/mo
Today · 4.125%
HK$178,868
baseline
▲ 0.50% · 4.625%
HK$189,752
+HK$10,884/mo
Deposit HK$24.60M · loan HK$36.91M · min. income ≈ HK$357,736/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,614,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,247
−HK$10,116/mo
▼ 0.25% · 3.875%
HK$192,269
−HK$5,094/mo
Today · 4.125%
HK$197,363
baseline
▲ 0.50% · 4.625%
HK$207,766
+HK$10,403/mo
Deposit HK$24.60M · loan HK$36.91M · min. income ≈ HK$394,726/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,614,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,365
−HK$12,314/mo
▼ 0.25% · 3.875%
HK$202,474
−HK$6,205/mo
Today · 4.125%
HK$208,679
baseline
▲ 0.50% · 4.625%
HK$221,377
+HK$12,698/mo
Deposit HK$18.45M · loan HK$43.06M · min. income ≈ HK$417,358/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,614,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,455
−HK$11,802/mo
▼ 0.25% · 3.875%
HK$224,313
−HK$5,944/mo
Today · 4.125%
HK$230,257
baseline
▲ 0.50% · 4.625%
HK$242,394
+HK$12,137/mo
Deposit HK$18.45M · loan HK$43.06M · min. income ≈ HK$460,514/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,614,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,470
−HK$15,832/mo
▼ 0.25% · 3.875%
HK$260,323
−HK$7,979/mo
Today · 4.125%
HK$268,302
baseline
▲ 0.50% · 4.625%
HK$284,627
+HK$16,325/mo
Deposit HK$6.15M · loan HK$55.36M · min. income ≈ HK$536,604/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,614,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,870
−HK$15,175/mo
▼ 0.25% · 3.875%
HK$288,403
−HK$7,642/mo
Today · 4.125%
HK$296,045
baseline
▲ 0.50% · 4.625%
HK$311,650
+HK$15,605/mo
Deposit HK$6.15M · loan HK$55.36M · min. income ≈ HK$592,090/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,614,221 · Scale 2, in force from 26 Feb 2026)