LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,027
−HK$879/mo
▼ 0.25% · 3.875%
HK$14,463
−HK$443/mo
Today · 4.125%
HK$14,906
baseline
▲ 0.50% · 4.625%
HK$15,813
+HK$907/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$29,812/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$150,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,604
−HK$843/mo
▼ 0.25% · 3.875%
HK$16,023
−HK$424/mo
Today · 4.125%
HK$16,447
baseline
▲ 0.50% · 4.625%
HK$17,314
+HK$867/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$32,894/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$150,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,832
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,355
−HK$532/mo
Today · 4.125%
HK$17,887
baseline
▲ 0.50% · 4.625%
HK$18,976
+HK$1,089/mo
Deposit HK$2.46M · loan HK$3.69M · min. income ≈ HK$35,774/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$150,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,725
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,227
−HK$510/mo
Today · 4.125%
HK$19,737
baseline
▲ 0.50% · 4.625%
HK$20,777
+HK$1,040/mo
Deposit HK$2.46M · loan HK$3.69M · min. income ≈ HK$39,474/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$150,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,637
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,248
−HK$621/mo
Today · 4.125%
HK$20,869
baseline
▲ 0.50% · 4.625%
HK$22,138
+HK$1,269/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$41,738/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$150,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,846
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,432
−HK$594/mo
Today · 4.125%
HK$23,026
baseline
▲ 0.50% · 4.625%
HK$24,240
+HK$1,214/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$46,052/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$150,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,248
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,033
−HK$798/mo
Today · 4.125%
HK$26,831
baseline
▲ 0.50% · 4.625%
HK$28,464
+HK$1,633/mo
Deposit HK$615K · loan HK$5.54M · min. income ≈ HK$53,662/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$150,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,088
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,841
−HK$764/mo
Today · 4.125%
HK$29,605
baseline
▲ 0.50% · 4.625%
HK$31,166
+HK$1,561/mo
Deposit HK$615K · loan HK$5.54M · min. income ≈ HK$59,210/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$150,129 · Scale 2, in force from 26 Feb 2026)