LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,274
−HK$8,796/mo
▼ 0.25% · 3.875%
HK$144,637
−HK$4,433/mo
Today · 4.125%
HK$149,070
baseline
▲ 0.50% · 4.625%
HK$158,141
+HK$9,071/mo
Deposit HK$30.76M · loan HK$30.76M · min. income ≈ HK$298,140/mo (50% DSR)
Upfront cash ≈ HK$33.37M (deposit + AVD stamp duty HK$2,614,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,053
−HK$8,431/mo
▼ 0.25% · 3.875%
HK$160,238
−HK$4,246/mo
Today · 4.125%
HK$164,484
baseline
▲ 0.50% · 4.625%
HK$173,154
+HK$8,670/mo
Deposit HK$30.76M · loan HK$30.76M · min. income ≈ HK$328,968/mo (50% DSR)
Upfront cash ≈ HK$33.37M (deposit + AVD stamp duty HK$2,614,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,329
−HK$10,555/mo
▼ 0.25% · 3.875%
HK$173,565
−HK$5,319/mo
Today · 4.125%
HK$178,884
baseline
▲ 0.50% · 4.625%
HK$189,769
+HK$10,885/mo
Deposit HK$24.61M · loan HK$36.91M · min. income ≈ HK$357,768/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,614,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,264
−HK$10,117/mo
▼ 0.25% · 3.875%
HK$192,286
−HK$5,095/mo
Today · 4.125%
HK$197,381
baseline
▲ 0.50% · 4.625%
HK$207,785
+HK$10,404/mo
Deposit HK$24.61M · loan HK$36.91M · min. income ≈ HK$394,762/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,614,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,383
−HK$12,315/mo
▼ 0.25% · 3.875%
HK$202,492
−HK$6,206/mo
Today · 4.125%
HK$208,698
baseline
▲ 0.50% · 4.625%
HK$221,397
+HK$12,699/mo
Deposit HK$18.45M · loan HK$43.06M · min. income ≈ HK$417,396/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,614,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,474
−HK$11,804/mo
▼ 0.25% · 3.875%
HK$224,334
−HK$5,944/mo
Today · 4.125%
HK$230,278
baseline
▲ 0.50% · 4.625%
HK$242,416
+HK$12,138/mo
Deposit HK$18.45M · loan HK$43.06M · min. income ≈ HK$460,556/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,614,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,493
−HK$15,833/mo
▼ 0.25% · 3.875%
HK$260,347
−HK$7,979/mo
Today · 4.125%
HK$268,326
baseline
▲ 0.50% · 4.625%
HK$284,653
+HK$16,327/mo
Deposit HK$6.15M · loan HK$55.36M · min. income ≈ HK$536,652/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,614,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,896
−HK$15,176/mo
▼ 0.25% · 3.875%
HK$288,429
−HK$7,643/mo
Today · 4.125%
HK$296,072
baseline
▲ 0.50% · 4.625%
HK$311,678
+HK$15,606/mo
Deposit HK$6.15M · loan HK$55.36M · min. income ≈ HK$592,144/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,614,459 · Scale 2, in force from 26 Feb 2026)