LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,294
−HK$8,797/mo
▼ 0.25% · 3.875%
HK$144,658
−HK$4,433/mo
Today · 4.125%
HK$149,091
baseline
▲ 0.50% · 4.625%
HK$158,163
+HK$9,072/mo
Deposit HK$30.76M · loan HK$30.76M · min. income ≈ HK$298,182/mo (50% DSR)
Upfront cash ≈ HK$33.38M (deposit + AVD stamp duty HK$2,614,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,075
−HK$8,433/mo
▼ 0.25% · 3.875%
HK$160,261
−HK$4,247/mo
Today · 4.125%
HK$164,508
baseline
▲ 0.50% · 4.625%
HK$173,179
+HK$8,671/mo
Deposit HK$30.76M · loan HK$30.76M · min. income ≈ HK$329,016/mo (50% DSR)
Upfront cash ≈ HK$33.38M (deposit + AVD stamp duty HK$2,614,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,352
−HK$10,558/mo
▼ 0.25% · 3.875%
HK$173,589
−HK$5,321/mo
Today · 4.125%
HK$178,910
baseline
▲ 0.50% · 4.625%
HK$189,796
+HK$10,886/mo
Deposit HK$24.61M · loan HK$36.92M · min. income ≈ HK$357,820/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,614,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,290
−HK$10,119/mo
▼ 0.25% · 3.875%
HK$192,313
−HK$5,096/mo
Today · 4.125%
HK$197,409
baseline
▲ 0.50% · 4.625%
HK$207,815
+HK$10,406/mo
Deposit HK$24.61M · loan HK$36.92M · min. income ≈ HK$394,818/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,614,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,411
−HK$12,317/mo
▼ 0.25% · 3.875%
HK$202,521
−HK$6,207/mo
Today · 4.125%
HK$208,728
baseline
▲ 0.50% · 4.625%
HK$221,429
+HK$12,701/mo
Deposit HK$18.46M · loan HK$43.07M · min. income ≈ HK$417,456/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,614,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,506
−HK$11,805/mo
▼ 0.25% · 3.875%
HK$224,366
−HK$5,945/mo
Today · 4.125%
HK$230,311
baseline
▲ 0.50% · 4.625%
HK$242,451
+HK$12,140/mo
Deposit HK$18.46M · loan HK$43.07M · min. income ≈ HK$460,622/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,614,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,529
−HK$15,835/mo
▼ 0.25% · 3.875%
HK$260,384
−HK$7,980/mo
Today · 4.125%
HK$268,364
baseline
▲ 0.50% · 4.625%
HK$284,694
+HK$16,330/mo
Deposit HK$6.15M · loan HK$55.37M · min. income ≈ HK$536,728/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,614,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,936
−HK$15,178/mo
▼ 0.25% · 3.875%
HK$288,470
−HK$7,644/mo
Today · 4.125%
HK$296,114
baseline
▲ 0.50% · 4.625%
HK$311,722
+HK$15,608/mo
Deposit HK$6.15M · loan HK$55.37M · min. income ≈ HK$592,228/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,614,831 · Scale 2, in force from 26 Feb 2026)