LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,033
−HK$880/mo
▼ 0.25% · 3.875%
HK$14,470
−HK$443/mo
Today · 4.125%
HK$14,913
baseline
▲ 0.50% · 4.625%
HK$15,821
+HK$908/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$29,826/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$150,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,612
−HK$843/mo
▼ 0.25% · 3.875%
HK$16,031
−HK$424/mo
Today · 4.125%
HK$16,455
baseline
▲ 0.50% · 4.625%
HK$17,323
+HK$868/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$32,910/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$150,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,840
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$17,364
−HK$532/mo
Today · 4.125%
HK$17,896
baseline
▲ 0.50% · 4.625%
HK$18,985
+HK$1,089/mo
Deposit HK$2.46M · loan HK$3.69M · min. income ≈ HK$35,792/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$150,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,734
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,237
−HK$509/mo
Today · 4.125%
HK$19,746
baseline
▲ 0.50% · 4.625%
HK$20,787
+HK$1,041/mo
Deposit HK$2.46M · loan HK$3.69M · min. income ≈ HK$39,492/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$150,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,647
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,258
−HK$621/mo
Today · 4.125%
HK$20,879
baseline
▲ 0.50% · 4.625%
HK$22,149
+HK$1,270/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$41,758/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$150,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,857
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,443
−HK$595/mo
Today · 4.125%
HK$23,038
baseline
▲ 0.50% · 4.625%
HK$24,252
+HK$1,214/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$46,076/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$150,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,260
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,046
−HK$798/mo
Today · 4.125%
HK$26,844
baseline
▲ 0.50% · 4.625%
HK$28,477
+HK$1,633/mo
Deposit HK$615K · loan HK$5.54M · min. income ≈ HK$53,688/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$150,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,101
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,855
−HK$765/mo
Today · 4.125%
HK$29,620
baseline
▲ 0.50% · 4.625%
HK$31,181
+HK$1,561/mo
Deposit HK$615K · loan HK$5.54M · min. income ≈ HK$59,240/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$150,427 · Scale 2, in force from 26 Feb 2026)