LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,335
−HK$8,800/mo
▼ 0.25% · 3.875%
HK$144,700
−HK$4,435/mo
Today · 4.125%
HK$149,135
baseline
▲ 0.50% · 4.625%
HK$158,210
+HK$9,075/mo
Deposit HK$30.77M · loan HK$30.77M · min. income ≈ HK$298,270/mo (50% DSR)
Upfront cash ≈ HK$33.39M (deposit + AVD stamp duty HK$2,615,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,121
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$160,308
−HK$4,248/mo
Today · 4.125%
HK$164,556
baseline
▲ 0.50% · 4.625%
HK$173,230
+HK$8,674/mo
Deposit HK$30.77M · loan HK$30.77M · min. income ≈ HK$329,112/mo (50% DSR)
Upfront cash ≈ HK$33.39M (deposit + AVD stamp duty HK$2,615,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,402
−HK$10,560/mo
▼ 0.25% · 3.875%
HK$173,640
−HK$5,322/mo
Today · 4.125%
HK$178,962
baseline
▲ 0.50% · 4.625%
HK$189,852
+HK$10,890/mo
Deposit HK$24.62M · loan HK$36.93M · min. income ≈ HK$357,924/mo (50% DSR)
Upfront cash ≈ HK$27.23M (deposit + AVD stamp duty HK$2,615,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,345
−HK$10,122/mo
▼ 0.25% · 3.875%
HK$192,370
−HK$5,097/mo
Today · 4.125%
HK$197,467
baseline
▲ 0.50% · 4.625%
HK$207,876
+HK$10,409/mo
Deposit HK$24.62M · loan HK$36.93M · min. income ≈ HK$394,934/mo (50% DSR)
Upfront cash ≈ HK$27.23M (deposit + AVD stamp duty HK$2,615,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,469
−HK$12,320/mo
▼ 0.25% · 3.875%
HK$202,580
−HK$6,209/mo
Today · 4.125%
HK$208,789
baseline
▲ 0.50% · 4.625%
HK$221,493
+HK$12,704/mo
Deposit HK$18.46M · loan HK$43.08M · min. income ≈ HK$417,578/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,615,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,570
−HK$11,808/mo
▼ 0.25% · 3.875%
HK$224,431
−HK$5,947/mo
Today · 4.125%
HK$230,378
baseline
▲ 0.50% · 4.625%
HK$242,522
+HK$12,144/mo
Deposit HK$18.46M · loan HK$43.08M · min. income ≈ HK$460,756/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,615,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,603
−HK$15,840/mo
▼ 0.25% · 3.875%
HK$260,460
−HK$7,983/mo
Today · 4.125%
HK$268,443
baseline
▲ 0.50% · 4.625%
HK$284,777
+HK$16,334/mo
Deposit HK$6.15M · loan HK$55.39M · min. income ≈ HK$536,886/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,615,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,018
−HK$15,183/mo
▼ 0.25% · 3.875%
HK$288,555
−HK$7,646/mo
Today · 4.125%
HK$296,201
baseline
▲ 0.50% · 4.625%
HK$311,814
+HK$15,613/mo
Deposit HK$6.15M · loan HK$55.39M · min. income ≈ HK$592,402/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,615,597 · Scale 2, in force from 26 Feb 2026)