LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,340
−HK$8,801/mo
▼ 0.25% · 3.875%
HK$144,705
−HK$4,436/mo
Today · 4.125%
HK$149,141
baseline
▲ 0.50% · 4.625%
HK$158,215
+HK$9,074/mo
Deposit HK$30.77M · loan HK$30.77M · min. income ≈ HK$298,282/mo (50% DSR)
Upfront cash ≈ HK$33.39M (deposit + AVD stamp duty HK$2,615,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,127
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$160,314
−HK$4,248/mo
Today · 4.125%
HK$164,562
baseline
▲ 0.50% · 4.625%
HK$173,236
+HK$8,674/mo
Deposit HK$30.77M · loan HK$30.77M · min. income ≈ HK$329,124/mo (50% DSR)
Upfront cash ≈ HK$33.39M (deposit + AVD stamp duty HK$2,615,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,408
−HK$10,561/mo
▼ 0.25% · 3.875%
HK$173,647
−HK$5,322/mo
Today · 4.125%
HK$178,969
baseline
▲ 0.50% · 4.625%
HK$189,859
+HK$10,890/mo
Deposit HK$24.62M · loan HK$36.93M · min. income ≈ HK$357,938/mo (50% DSR)
Upfront cash ≈ HK$27.23M (deposit + AVD stamp duty HK$2,615,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,352
−HK$10,122/mo
▼ 0.25% · 3.875%
HK$192,377
−HK$5,097/mo
Today · 4.125%
HK$197,474
baseline
▲ 0.50% · 4.625%
HK$207,884
+HK$10,410/mo
Deposit HK$24.62M · loan HK$36.93M · min. income ≈ HK$394,948/mo (50% DSR)
Upfront cash ≈ HK$27.23M (deposit + AVD stamp duty HK$2,615,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,476
−HK$12,321/mo
▼ 0.25% · 3.875%
HK$202,588
−HK$6,209/mo
Today · 4.125%
HK$208,797
baseline
▲ 0.50% · 4.625%
HK$221,502
+HK$12,705/mo
Deposit HK$18.46M · loan HK$43.08M · min. income ≈ HK$417,594/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,615,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,578
−HK$11,809/mo
▼ 0.25% · 3.875%
HK$224,440
−HK$5,947/mo
Today · 4.125%
HK$230,387
baseline
▲ 0.50% · 4.625%
HK$242,531
+HK$12,144/mo
Deposit HK$18.46M · loan HK$43.08M · min. income ≈ HK$460,774/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,615,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,612
−HK$15,841/mo
▼ 0.25% · 3.875%
HK$260,470
−HK$7,983/mo
Today · 4.125%
HK$268,453
baseline
▲ 0.50% · 4.625%
HK$284,788
+HK$16,335/mo
Deposit HK$6.15M · loan HK$55.39M · min. income ≈ HK$536,906/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,615,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,028
−HK$15,184/mo
▼ 0.25% · 3.875%
HK$288,565
−HK$7,647/mo
Today · 4.125%
HK$296,212
baseline
▲ 0.50% · 4.625%
HK$311,825
+HK$15,613/mo
Deposit HK$6.15M · loan HK$55.39M · min. income ≈ HK$592,424/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,615,694 · Scale 2, in force from 26 Feb 2026)