LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,346
−HK$8,801/mo
▼ 0.25% · 3.875%
HK$144,712
−HK$4,435/mo
Today · 4.125%
HK$149,147
baseline
▲ 0.50% · 4.625%
HK$158,223
+HK$9,076/mo
Deposit HK$30.77M · loan HK$30.77M · min. income ≈ HK$298,294/mo (50% DSR)
Upfront cash ≈ HK$33.39M (deposit + AVD stamp duty HK$2,615,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,134
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$160,321
−HK$4,248/mo
Today · 4.125%
HK$164,569
baseline
▲ 0.50% · 4.625%
HK$173,244
+HK$8,675/mo
Deposit HK$30.77M · loan HK$30.77M · min. income ≈ HK$329,138/mo (50% DSR)
Upfront cash ≈ HK$33.39M (deposit + AVD stamp duty HK$2,615,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,416
−HK$10,561/mo
▼ 0.25% · 3.875%
HK$173,654
−HK$5,323/mo
Today · 4.125%
HK$178,977
baseline
▲ 0.50% · 4.625%
HK$189,867
+HK$10,890/mo
Deposit HK$24.62M · loan HK$36.93M · min. income ≈ HK$357,954/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,615,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,361
−HK$10,122/mo
▼ 0.25% · 3.875%
HK$192,386
−HK$5,097/mo
Today · 4.125%
HK$197,483
baseline
▲ 0.50% · 4.625%
HK$207,893
+HK$10,410/mo
Deposit HK$24.62M · loan HK$36.93M · min. income ≈ HK$394,966/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,615,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,485
−HK$12,321/mo
▼ 0.25% · 3.875%
HK$202,597
−HK$6,209/mo
Today · 4.125%
HK$208,806
baseline
▲ 0.50% · 4.625%
HK$221,512
+HK$12,706/mo
Deposit HK$18.46M · loan HK$43.08M · min. income ≈ HK$417,612/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,615,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,588
−HK$11,809/mo
▼ 0.25% · 3.875%
HK$224,450
−HK$5,947/mo
Today · 4.125%
HK$230,397
baseline
▲ 0.50% · 4.625%
HK$242,542
+HK$12,145/mo
Deposit HK$18.46M · loan HK$43.08M · min. income ≈ HK$460,794/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,615,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,624
−HK$15,841/mo
▼ 0.25% · 3.875%
HK$260,482
−HK$7,983/mo
Today · 4.125%
HK$268,465
baseline
▲ 0.50% · 4.625%
HK$284,801
+HK$16,336/mo
Deposit HK$6.15M · loan HK$55.39M · min. income ≈ HK$536,930/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,615,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,041
−HK$15,184/mo
▼ 0.25% · 3.875%
HK$288,578
−HK$7,647/mo
Today · 4.125%
HK$296,225
baseline
▲ 0.50% · 4.625%
HK$311,839
+HK$15,614/mo
Deposit HK$6.15M · loan HK$55.39M · min. income ≈ HK$592,450/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,615,812 · Scale 2, in force from 26 Feb 2026)