LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,376
−HK$8,803/mo
▼ 0.25% · 3.875%
HK$144,743
−HK$4,436/mo
Today · 4.125%
HK$149,179
baseline
▲ 0.50% · 4.625%
HK$158,256
+HK$9,077/mo
Deposit HK$30.78M · loan HK$30.78M · min. income ≈ HK$298,358/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$2,616,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,167
−HK$8,438/mo
▼ 0.25% · 3.875%
HK$160,356
−HK$4,249/mo
Today · 4.125%
HK$164,605
baseline
▲ 0.50% · 4.625%
HK$173,281
+HK$8,676/mo
Deposit HK$30.78M · loan HK$30.78M · min. income ≈ HK$329,210/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$2,616,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,452
−HK$10,563/mo
▼ 0.25% · 3.875%
HK$173,691
−HK$5,324/mo
Today · 4.125%
HK$179,015
baseline
▲ 0.50% · 4.625%
HK$189,908
+HK$10,893/mo
Deposit HK$24.62M · loan HK$36.94M · min. income ≈ HK$358,030/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,616,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,401
−HK$10,124/mo
▼ 0.25% · 3.875%
HK$192,427
−HK$5,098/mo
Today · 4.125%
HK$197,525
baseline
▲ 0.50% · 4.625%
HK$207,937
+HK$10,412/mo
Deposit HK$24.62M · loan HK$36.94M · min. income ≈ HK$395,050/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,616,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,527
−HK$12,324/mo
▼ 0.25% · 3.875%
HK$202,640
−HK$6,211/mo
Today · 4.125%
HK$208,851
baseline
▲ 0.50% · 4.625%
HK$221,559
+HK$12,708/mo
Deposit HK$18.47M · loan HK$43.09M · min. income ≈ HK$417,702/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,616,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,634
−HK$11,812/mo
▼ 0.25% · 3.875%
HK$224,498
−HK$5,948/mo
Today · 4.125%
HK$230,446
baseline
▲ 0.50% · 4.625%
HK$242,593
+HK$12,147/mo
Deposit HK$18.47M · loan HK$43.09M · min. income ≈ HK$460,892/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,616,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,677
−HK$15,846/mo
▼ 0.25% · 3.875%
HK$260,537
−HK$7,986/mo
Today · 4.125%
HK$268,523
baseline
▲ 0.50% · 4.625%
HK$284,861
+HK$16,338/mo
Deposit HK$6.16M · loan HK$55.41M · min. income ≈ HK$537,046/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,616,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,101
−HK$15,187/mo
▼ 0.25% · 3.875%
HK$288,640
−HK$7,648/mo
Today · 4.125%
HK$296,288
baseline
▲ 0.50% · 4.625%
HK$311,906
+HK$15,618/mo
Deposit HK$6.16M · loan HK$55.41M · min. income ≈ HK$592,576/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,616,371 · Scale 2, in force from 26 Feb 2026)