LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,387
−HK$8,804/mo
▼ 0.25% · 3.875%
HK$144,754
−HK$4,437/mo
Today · 4.125%
HK$149,191
baseline
▲ 0.50% · 4.625%
HK$158,269
+HK$9,078/mo
Deposit HK$30.78M · loan HK$30.78M · min. income ≈ HK$298,382/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$2,616,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,179
−HK$8,438/mo
▼ 0.25% · 3.875%
HK$160,368
−HK$4,249/mo
Today · 4.125%
HK$164,617
baseline
▲ 0.50% · 4.625%
HK$173,294
+HK$8,677/mo
Deposit HK$30.78M · loan HK$30.78M · min. income ≈ HK$329,234/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$2,616,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,465
−HK$10,564/mo
▼ 0.25% · 3.875%
HK$173,705
−HK$5,324/mo
Today · 4.125%
HK$179,029
baseline
▲ 0.50% · 4.625%
HK$189,922
+HK$10,893/mo
Deposit HK$24.63M · loan HK$36.94M · min. income ≈ HK$358,058/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,616,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,415
−HK$10,126/mo
▼ 0.25% · 3.875%
HK$192,442
−HK$5,099/mo
Today · 4.125%
HK$197,541
baseline
▲ 0.50% · 4.625%
HK$207,953
+HK$10,412/mo
Deposit HK$24.63M · loan HK$36.94M · min. income ≈ HK$395,082/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,616,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,542
−HK$12,325/mo
▼ 0.25% · 3.875%
HK$202,656
−HK$6,211/mo
Today · 4.125%
HK$208,867
baseline
▲ 0.50% · 4.625%
HK$221,576
+HK$12,709/mo
Deposit HK$18.47M · loan HK$43.10M · min. income ≈ HK$417,734/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,616,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,651
−HK$11,813/mo
▼ 0.25% · 3.875%
HK$224,515
−HK$5,949/mo
Today · 4.125%
HK$230,464
baseline
▲ 0.50% · 4.625%
HK$242,612
+HK$12,148/mo
Deposit HK$18.47M · loan HK$43.10M · min. income ≈ HK$460,928/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,616,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,697
−HK$15,846/mo
▼ 0.25% · 3.875%
HK$260,557
−HK$7,986/mo
Today · 4.125%
HK$268,543
baseline
▲ 0.50% · 4.625%
HK$284,883
+HK$16,340/mo
Deposit HK$6.16M · loan HK$55.41M · min. income ≈ HK$537,086/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,616,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,123
−HK$15,188/mo
▼ 0.25% · 3.875%
HK$288,662
−HK$7,649/mo
Today · 4.125%
HK$296,311
baseline
▲ 0.50% · 4.625%
HK$311,930
+HK$15,619/mo
Deposit HK$6.16M · loan HK$55.41M · min. income ≈ HK$592,622/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,616,573 · Scale 2, in force from 26 Feb 2026)