LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,388
−HK$8,803/mo
▼ 0.25% · 3.875%
HK$144,755
−HK$4,436/mo
Today · 4.125%
HK$149,191
baseline
▲ 0.50% · 4.625%
HK$158,269
+HK$9,078/mo
Deposit HK$30.78M · loan HK$30.78M · min. income ≈ HK$298,382/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$2,616,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,180
−HK$8,438/mo
▼ 0.25% · 3.875%
HK$160,369
−HK$4,249/mo
Today · 4.125%
HK$164,618
baseline
▲ 0.50% · 4.625%
HK$173,295
+HK$8,677/mo
Deposit HK$30.78M · loan HK$30.78M · min. income ≈ HK$329,236/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$2,616,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,466
−HK$10,564/mo
▼ 0.25% · 3.875%
HK$173,706
−HK$5,324/mo
Today · 4.125%
HK$179,030
baseline
▲ 0.50% · 4.625%
HK$189,923
+HK$10,893/mo
Deposit HK$24.63M · loan HK$36.94M · min. income ≈ HK$358,060/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,616,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,416
−HK$10,126/mo
▼ 0.25% · 3.875%
HK$192,443
−HK$5,099/mo
Today · 4.125%
HK$197,542
baseline
▲ 0.50% · 4.625%
HK$207,954
+HK$10,412/mo
Deposit HK$24.63M · loan HK$36.94M · min. income ≈ HK$395,084/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,616,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,543
−HK$12,325/mo
▼ 0.25% · 3.875%
HK$202,657
−HK$6,211/mo
Today · 4.125%
HK$208,868
baseline
▲ 0.50% · 4.625%
HK$221,577
+HK$12,709/mo
Deposit HK$18.47M · loan HK$43.10M · min. income ≈ HK$417,736/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,616,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,652
−HK$11,813/mo
▼ 0.25% · 3.875%
HK$224,516
−HK$5,949/mo
Today · 4.125%
HK$230,465
baseline
▲ 0.50% · 4.625%
HK$242,613
+HK$12,148/mo
Deposit HK$18.47M · loan HK$43.10M · min. income ≈ HK$460,930/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,616,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,698
−HK$15,847/mo
▼ 0.25% · 3.875%
HK$260,559
−HK$7,986/mo
Today · 4.125%
HK$268,545
baseline
▲ 0.50% · 4.625%
HK$284,885
+HK$16,340/mo
Deposit HK$6.16M · loan HK$55.41M · min. income ≈ HK$537,090/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,616,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,124
−HK$15,189/mo
▼ 0.25% · 3.875%
HK$288,664
−HK$7,649/mo
Today · 4.125%
HK$296,313
baseline
▲ 0.50% · 4.625%
HK$311,932
+HK$15,619/mo
Deposit HK$6.16M · loan HK$55.41M · min. income ≈ HK$592,626/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,616,586 · Scale 2, in force from 26 Feb 2026)