LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,393
−HK$8,804/mo
▼ 0.25% · 3.875%
HK$144,760
−HK$4,437/mo
Today · 4.125%
HK$149,197
baseline
▲ 0.50% · 4.625%
HK$158,275
+HK$9,078/mo
Deposit HK$30.78M · loan HK$30.78M · min. income ≈ HK$298,394/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$2,616,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,186
−HK$8,438/mo
▼ 0.25% · 3.875%
HK$160,374
−HK$4,250/mo
Today · 4.125%
HK$164,624
baseline
▲ 0.50% · 4.625%
HK$173,301
+HK$8,677/mo
Deposit HK$30.78M · loan HK$30.78M · min. income ≈ HK$329,248/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$2,616,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,471
−HK$10,565/mo
▼ 0.25% · 3.875%
HK$173,712
−HK$5,324/mo
Today · 4.125%
HK$179,036
baseline
▲ 0.50% · 4.625%
HK$189,930
+HK$10,894/mo
Deposit HK$24.63M · loan HK$36.94M · min. income ≈ HK$358,072/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,616,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,423
−HK$10,126/mo
▼ 0.25% · 3.875%
HK$192,449
−HK$5,100/mo
Today · 4.125%
HK$197,549
baseline
▲ 0.50% · 4.625%
HK$207,962
+HK$10,413/mo
Deposit HK$24.63M · loan HK$36.94M · min. income ≈ HK$395,098/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,616,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,550
−HK$12,325/mo
▼ 0.25% · 3.875%
HK$202,664
−HK$6,211/mo
Today · 4.125%
HK$208,875
baseline
▲ 0.50% · 4.625%
HK$221,585
+HK$12,710/mo
Deposit HK$18.47M · loan HK$43.10M · min. income ≈ HK$417,750/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,616,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,660
−HK$11,813/mo
▼ 0.25% · 3.875%
HK$224,524
−HK$5,949/mo
Today · 4.125%
HK$230,473
baseline
▲ 0.50% · 4.625%
HK$242,622
+HK$12,149/mo
Deposit HK$18.47M · loan HK$43.10M · min. income ≈ HK$460,946/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,616,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,707
−HK$15,847/mo
▼ 0.25% · 3.875%
HK$260,568
−HK$7,986/mo
Today · 4.125%
HK$268,554
baseline
▲ 0.50% · 4.625%
HK$284,895
+HK$16,341/mo
Deposit HK$6.16M · loan HK$55.41M · min. income ≈ HK$537,108/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,616,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,134
−HK$15,189/mo
▼ 0.25% · 3.875%
HK$288,674
−HK$7,649/mo
Today · 4.125%
HK$296,323
baseline
▲ 0.50% · 4.625%
HK$311,943
+HK$15,620/mo
Deposit HK$6.16M · loan HK$55.41M · min. income ≈ HK$592,646/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,616,678 · Scale 2, in force from 26 Feb 2026)