LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,394
−HK$8,804/mo
▼ 0.25% · 3.875%
HK$144,761
−HK$4,437/mo
Today · 4.125%
HK$149,198
baseline
▲ 0.50% · 4.625%
HK$158,276
+HK$9,078/mo
Deposit HK$30.78M · loan HK$30.78M · min. income ≈ HK$298,396/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$2,616,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,187
−HK$8,438/mo
▼ 0.25% · 3.875%
HK$160,376
−HK$4,249/mo
Today · 4.125%
HK$164,625
baseline
▲ 0.50% · 4.625%
HK$173,303
+HK$8,678/mo
Deposit HK$30.78M · loan HK$30.78M · min. income ≈ HK$329,250/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$2,616,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,473
−HK$10,565/mo
▼ 0.25% · 3.875%
HK$173,713
−HK$5,325/mo
Today · 4.125%
HK$179,038
baseline
▲ 0.50% · 4.625%
HK$189,932
+HK$10,894/mo
Deposit HK$24.63M · loan HK$36.94M · min. income ≈ HK$358,076/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,616,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,424
−HK$10,126/mo
▼ 0.25% · 3.875%
HK$192,451
−HK$5,099/mo
Today · 4.125%
HK$197,550
baseline
▲ 0.50% · 4.625%
HK$207,963
+HK$10,413/mo
Deposit HK$24.63M · loan HK$36.94M · min. income ≈ HK$395,100/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,616,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,552
−HK$12,325/mo
▼ 0.25% · 3.875%
HK$202,666
−HK$6,211/mo
Today · 4.125%
HK$208,877
baseline
▲ 0.50% · 4.625%
HK$221,587
+HK$12,710/mo
Deposit HK$18.47M · loan HK$43.10M · min. income ≈ HK$417,754/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,616,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,662
−HK$11,813/mo
▼ 0.25% · 3.875%
HK$224,526
−HK$5,949/mo
Today · 4.125%
HK$230,475
baseline
▲ 0.50% · 4.625%
HK$242,624
+HK$12,149/mo
Deposit HK$18.47M · loan HK$43.10M · min. income ≈ HK$460,950/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,616,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,709
−HK$15,847/mo
▼ 0.25% · 3.875%
HK$260,570
−HK$7,986/mo
Today · 4.125%
HK$268,556
baseline
▲ 0.50% · 4.625%
HK$284,897
+HK$16,341/mo
Deposit HK$6.16M · loan HK$55.41M · min. income ≈ HK$537,112/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,616,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,137
−HK$15,188/mo
▼ 0.25% · 3.875%
HK$288,676
−HK$7,649/mo
Today · 4.125%
HK$296,325
baseline
▲ 0.50% · 4.625%
HK$311,945
+HK$15,620/mo
Deposit HK$6.16M · loan HK$55.41M · min. income ≈ HK$592,650/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,616,700 · Scale 2, in force from 26 Feb 2026)