LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,403
−HK$8,805/mo
▼ 0.25% · 3.875%
HK$144,770
−HK$4,438/mo
Today · 4.125%
HK$149,208
baseline
▲ 0.50% · 4.625%
HK$158,287
+HK$9,079/mo
Deposit HK$30.79M · loan HK$30.79M · min. income ≈ HK$298,416/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$2,616,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,197
−HK$8,439/mo
▼ 0.25% · 3.875%
HK$160,386
−HK$4,250/mo
Today · 4.125%
HK$164,636
baseline
▲ 0.50% · 4.625%
HK$173,314
+HK$8,678/mo
Deposit HK$30.79M · loan HK$30.79M · min. income ≈ HK$329,272/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$2,616,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,484
−HK$10,565/mo
▼ 0.25% · 3.875%
HK$173,725
−HK$5,324/mo
Today · 4.125%
HK$179,049
baseline
▲ 0.50% · 4.625%
HK$189,944
+HK$10,895/mo
Deposit HK$24.63M · loan HK$36.94M · min. income ≈ HK$358,098/mo (50% DSR)
Upfront cash ≈ HK$27.25M (deposit + AVD stamp duty HK$2,616,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,436
−HK$10,127/mo
▼ 0.25% · 3.875%
HK$192,463
−HK$5,100/mo
Today · 4.125%
HK$197,563
baseline
▲ 0.50% · 4.625%
HK$207,977
+HK$10,414/mo
Deposit HK$24.63M · loan HK$36.94M · min. income ≈ HK$395,126/mo (50% DSR)
Upfront cash ≈ HK$27.25M (deposit + AVD stamp duty HK$2,616,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,564
−HK$12,327/mo
▼ 0.25% · 3.875%
HK$202,679
−HK$6,212/mo
Today · 4.125%
HK$208,891
baseline
▲ 0.50% · 4.625%
HK$221,601
+HK$12,710/mo
Deposit HK$18.47M · loan HK$43.10M · min. income ≈ HK$417,782/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,616,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,676
−HK$11,814/mo
▼ 0.25% · 3.875%
HK$224,541
−HK$5,949/mo
Today · 4.125%
HK$230,490
baseline
▲ 0.50% · 4.625%
HK$242,640
+HK$12,150/mo
Deposit HK$18.47M · loan HK$43.10M · min. income ≈ HK$460,980/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,616,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,726
−HK$15,848/mo
▼ 0.25% · 3.875%
HK$260,587
−HK$7,987/mo
Today · 4.125%
HK$268,574
baseline
▲ 0.50% · 4.625%
HK$284,916
+HK$16,342/mo
Deposit HK$6.16M · loan HK$55.42M · min. income ≈ HK$537,148/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,616,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,155
−HK$15,190/mo
▼ 0.25% · 3.875%
HK$288,695
−HK$7,650/mo
Today · 4.125%
HK$296,345
baseline
▲ 0.50% · 4.625%
HK$311,965
+HK$15,620/mo
Deposit HK$6.16M · loan HK$55.42M · min. income ≈ HK$592,690/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$2,616,869 · Scale 2, in force from 26 Feb 2026)