LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,043
−HK$880/mo
▼ 0.25% · 3.875%
HK$14,479
−HK$444/mo
Today · 4.125%
HK$14,923
baseline
▲ 0.50% · 4.625%
HK$15,831
+HK$908/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$29,846/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$150,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,622
−HK$844/mo
▼ 0.25% · 3.875%
HK$16,041
−HK$425/mo
Today · 4.125%
HK$16,466
baseline
▲ 0.50% · 4.625%
HK$17,334
+HK$868/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$32,932/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$150,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,851
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,375
−HK$533/mo
Today · 4.125%
HK$17,908
baseline
▲ 0.50% · 4.625%
HK$18,998
+HK$1,090/mo
Deposit HK$2.46M · loan HK$3.70M · min. income ≈ HK$35,816/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$150,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,747
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,249
−HK$511/mo
Today · 4.125%
HK$19,760
baseline
▲ 0.50% · 4.625%
HK$20,801
+HK$1,041/mo
Deposit HK$2.46M · loan HK$3.70M · min. income ≈ HK$39,520/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$150,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,660
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,271
−HK$621/mo
Today · 4.125%
HK$20,892
baseline
▲ 0.50% · 4.625%
HK$22,164
+HK$1,272/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$41,784/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$150,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,871
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,458
−HK$595/mo
Today · 4.125%
HK$23,053
baseline
▲ 0.50% · 4.625%
HK$24,268
+HK$1,215/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$46,106/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$150,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,277
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,063
−HK$799/mo
Today · 4.125%
HK$26,862
baseline
▲ 0.50% · 4.625%
HK$28,496
+HK$1,634/mo
Deposit HK$616K · loan HK$5.54M · min. income ≈ HK$53,724/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$150,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,120
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,874
−HK$765/mo
Today · 4.125%
HK$29,639
baseline
▲ 0.50% · 4.625%
HK$31,202
+HK$1,563/mo
Deposit HK$616K · loan HK$5.54M · min. income ≈ HK$59,278/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$150,835 · Scale 2, in force from 26 Feb 2026)