LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,044
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,481
−HK$444/mo
Today · 4.125%
HK$14,925
baseline
▲ 0.50% · 4.625%
HK$15,833
+HK$908/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$29,850/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$150,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,624
−HK$844/mo
▼ 0.25% · 3.875%
HK$16,043
−HK$425/mo
Today · 4.125%
HK$16,468
baseline
▲ 0.50% · 4.625%
HK$17,336
+HK$868/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$32,936/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$150,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,853
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,377
−HK$533/mo
Today · 4.125%
HK$17,910
baseline
▲ 0.50% · 4.625%
HK$18,999
+HK$1,089/mo
Deposit HK$2.46M · loan HK$3.70M · min. income ≈ HK$35,820/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$150,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,749
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,251
−HK$511/mo
Today · 4.125%
HK$19,762
baseline
▲ 0.50% · 4.625%
HK$20,803
+HK$1,041/mo
Deposit HK$2.46M · loan HK$3.70M · min. income ≈ HK$39,524/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$150,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,662
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,273
−HK$622/mo
Today · 4.125%
HK$20,895
baseline
▲ 0.50% · 4.625%
HK$22,166
+HK$1,271/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$41,790/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$150,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,873
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,460
−HK$595/mo
Today · 4.125%
HK$23,055
baseline
▲ 0.50% · 4.625%
HK$24,270
+HK$1,215/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$46,110/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$150,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,279
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,066
−HK$799/mo
Today · 4.125%
HK$26,865
baseline
▲ 0.50% · 4.625%
HK$28,499
+HK$1,634/mo
Deposit HK$616K · loan HK$5.54M · min. income ≈ HK$53,730/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$150,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,123
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,877
−HK$765/mo
Today · 4.125%
HK$29,642
baseline
▲ 0.50% · 4.625%
HK$31,205
+HK$1,563/mo
Deposit HK$616K · loan HK$5.54M · min. income ≈ HK$59,284/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$150,899 · Scale 2, in force from 26 Feb 2026)