LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,451
−HK$8,808/mo
▼ 0.25% · 3.875%
HK$144,820
−HK$4,439/mo
Today · 4.125%
HK$149,259
baseline
▲ 0.50% · 4.625%
HK$158,341
+HK$9,082/mo
Deposit HK$30.80M · loan HK$30.80M · min. income ≈ HK$298,518/mo (50% DSR)
Upfront cash ≈ HK$33.41M (deposit + AVD stamp duty HK$2,617,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,250
−HK$8,442/mo
▼ 0.25% · 3.875%
HK$160,441
−HK$4,251/mo
Today · 4.125%
HK$164,692
baseline
▲ 0.50% · 4.625%
HK$173,373
+HK$8,681/mo
Deposit HK$30.80M · loan HK$30.80M · min. income ≈ HK$329,384/mo (50% DSR)
Upfront cash ≈ HK$33.41M (deposit + AVD stamp duty HK$2,617,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,541
−HK$10,569/mo
▼ 0.25% · 3.875%
HK$173,784
−HK$5,326/mo
Today · 4.125%
HK$179,110
baseline
▲ 0.50% · 4.625%
HK$190,009
+HK$10,899/mo
Deposit HK$24.64M · loan HK$36.96M · min. income ≈ HK$358,220/mo (50% DSR)
Upfront cash ≈ HK$27.26M (deposit + AVD stamp duty HK$2,617,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,500
−HK$10,130/mo
▼ 0.25% · 3.875%
HK$192,529
−HK$5,101/mo
Today · 4.125%
HK$197,630
baseline
▲ 0.50% · 4.625%
HK$208,048
+HK$10,418/mo
Deposit HK$24.64M · loan HK$36.96M · min. income ≈ HK$395,260/mo (50% DSR)
Upfront cash ≈ HK$27.26M (deposit + AVD stamp duty HK$2,617,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,631
−HK$12,331/mo
▼ 0.25% · 3.875%
HK$202,748
−HK$6,214/mo
Today · 4.125%
HK$208,962
baseline
▲ 0.50% · 4.625%
HK$221,677
+HK$12,715/mo
Deposit HK$18.48M · loan HK$43.12M · min. income ≈ HK$417,924/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$2,617,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,751
−HK$11,818/mo
▼ 0.25% · 3.875%
HK$224,617
−HK$5,952/mo
Today · 4.125%
HK$230,569
baseline
▲ 0.50% · 4.625%
HK$242,723
+HK$12,154/mo
Deposit HK$18.48M · loan HK$43.12M · min. income ≈ HK$461,138/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$2,617,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,812
−HK$15,853/mo
▼ 0.25% · 3.875%
HK$260,676
−HK$7,989/mo
Today · 4.125%
HK$268,665
baseline
▲ 0.50% · 4.625%
HK$285,013
+HK$16,348/mo
Deposit HK$6.16M · loan HK$55.43M · min. income ≈ HK$537,330/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$2,617,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,251
−HK$15,195/mo
▼ 0.25% · 3.875%
HK$288,794
−HK$7,652/mo
Today · 4.125%
HK$296,446
baseline
▲ 0.50% · 4.625%
HK$312,072
+HK$15,626/mo
Deposit HK$6.16M · loan HK$55.43M · min. income ≈ HK$592,892/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$2,617,762 · Scale 2, in force from 26 Feb 2026)