LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,045
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,482
−HK$444/mo
Today · 4.125%
HK$14,926
baseline
▲ 0.50% · 4.625%
HK$15,834
+HK$908/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$29,852/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$150,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,625
−HK$845/mo
▼ 0.25% · 3.875%
HK$16,044
−HK$426/mo
Today · 4.125%
HK$16,470
baseline
▲ 0.50% · 4.625%
HK$17,338
+HK$868/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$32,940/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$150,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,854
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,379
−HK$532/mo
Today · 4.125%
HK$17,911
baseline
▲ 0.50% · 4.625%
HK$19,001
+HK$1,090/mo
Deposit HK$2.46M · loan HK$3.70M · min. income ≈ HK$35,822/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$150,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,750
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,253
−HK$510/mo
Today · 4.125%
HK$19,763
baseline
▲ 0.50% · 4.625%
HK$20,805
+HK$1,042/mo
Deposit HK$2.46M · loan HK$3.70M · min. income ≈ HK$39,526/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$150,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,664
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,275
−HK$622/mo
Today · 4.125%
HK$20,897
baseline
▲ 0.50% · 4.625%
HK$22,168
+HK$1,271/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$41,794/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$150,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,876
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,462
−HK$595/mo
Today · 4.125%
HK$23,057
baseline
▲ 0.50% · 4.625%
HK$24,273
+HK$1,216/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$46,114/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$150,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,282
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,068
−HK$799/mo
Today · 4.125%
HK$26,867
baseline
▲ 0.50% · 4.625%
HK$28,502
+HK$1,635/mo
Deposit HK$616K · loan HK$5.54M · min. income ≈ HK$53,734/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$150,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,126
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,880
−HK$765/mo
Today · 4.125%
HK$29,645
baseline
▲ 0.50% · 4.625%
HK$31,208
+HK$1,563/mo
Deposit HK$616K · loan HK$5.54M · min. income ≈ HK$59,290/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$150,958 · Scale 2, in force from 26 Feb 2026)