LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,462
−HK$8,808/mo
▼ 0.25% · 3.875%
HK$144,831
−HK$4,439/mo
Today · 4.125%
HK$149,270
baseline
▲ 0.50% · 4.625%
HK$158,352
+HK$9,082/mo
Deposit HK$30.80M · loan HK$30.80M · min. income ≈ HK$298,540/mo (50% DSR)
Upfront cash ≈ HK$33.42M (deposit + AVD stamp duty HK$2,617,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,262
−HK$8,442/mo
▼ 0.25% · 3.875%
HK$160,453
−HK$4,251/mo
Today · 4.125%
HK$164,704
baseline
▲ 0.50% · 4.625%
HK$173,386
+HK$8,682/mo
Deposit HK$30.80M · loan HK$30.80M · min. income ≈ HK$329,408/mo (50% DSR)
Upfront cash ≈ HK$33.42M (deposit + AVD stamp duty HK$2,617,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,554
−HK$10,570/mo
▼ 0.25% · 3.875%
HK$173,797
−HK$5,327/mo
Today · 4.125%
HK$179,124
baseline
▲ 0.50% · 4.625%
HK$190,023
+HK$10,899/mo
Deposit HK$24.64M · loan HK$36.96M · min. income ≈ HK$358,248/mo (50% DSR)
Upfront cash ≈ HK$27.26M (deposit + AVD stamp duty HK$2,617,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,514
−HK$10,131/mo
▼ 0.25% · 3.875%
HK$192,543
−HK$5,102/mo
Today · 4.125%
HK$197,645
baseline
▲ 0.50% · 4.625%
HK$208,063
+HK$10,418/mo
Deposit HK$24.64M · loan HK$36.96M · min. income ≈ HK$395,290/mo (50% DSR)
Upfront cash ≈ HK$27.26M (deposit + AVD stamp duty HK$2,617,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,646
−HK$12,332/mo
▼ 0.25% · 3.875%
HK$202,763
−HK$6,215/mo
Today · 4.125%
HK$208,978
baseline
▲ 0.50% · 4.625%
HK$221,693
+HK$12,715/mo
Deposit HK$18.48M · loan HK$43.12M · min. income ≈ HK$417,956/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$2,617,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,767
−HK$11,819/mo
▼ 0.25% · 3.875%
HK$224,634
−HK$5,952/mo
Today · 4.125%
HK$230,586
baseline
▲ 0.50% · 4.625%
HK$242,741
+HK$12,155/mo
Deposit HK$18.48M · loan HK$43.12M · min. income ≈ HK$461,172/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$2,617,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,831
−HK$15,854/mo
▼ 0.25% · 3.875%
HK$260,695
−HK$7,990/mo
Today · 4.125%
HK$268,685
baseline
▲ 0.50% · 4.625%
HK$285,034
+HK$16,349/mo
Deposit HK$6.16M · loan HK$55.44M · min. income ≈ HK$537,370/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$2,617,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,272
−HK$15,196/mo
▼ 0.25% · 3.875%
HK$288,815
−HK$7,653/mo
Today · 4.125%
HK$296,468
baseline
▲ 0.50% · 4.625%
HK$312,095
+HK$15,627/mo
Deposit HK$6.16M · loan HK$55.44M · min. income ≈ HK$592,936/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$2,617,958 · Scale 2, in force from 26 Feb 2026)