LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,046
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,483
−HK$444/mo
Today · 4.125%
HK$14,927
baseline
▲ 0.50% · 4.625%
HK$15,835
+HK$908/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$29,854/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$150,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,626
−HK$845/mo
▼ 0.25% · 3.875%
HK$16,045
−HK$426/mo
Today · 4.125%
HK$16,471
baseline
▲ 0.50% · 4.625%
HK$17,339
+HK$868/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$32,942/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$150,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,856
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,380
−HK$533/mo
Today · 4.125%
HK$17,913
baseline
▲ 0.50% · 4.625%
HK$19,002
+HK$1,089/mo
Deposit HK$2.46M · loan HK$3.70M · min. income ≈ HK$35,826/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$150,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,752
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,255
−HK$510/mo
Today · 4.125%
HK$19,765
baseline
▲ 0.50% · 4.625%
HK$20,807
+HK$1,042/mo
Deposit HK$2.46M · loan HK$3.70M · min. income ≈ HK$39,530/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$150,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,665
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,277
−HK$621/mo
Today · 4.125%
HK$20,898
baseline
▲ 0.50% · 4.625%
HK$22,170
+HK$1,272/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$41,796/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$150,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,877
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,464
−HK$595/mo
Today · 4.125%
HK$23,059
baseline
▲ 0.50% · 4.625%
HK$24,274
+HK$1,215/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$46,118/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$150,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,283
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,070
−HK$799/mo
Today · 4.125%
HK$26,869
baseline
▲ 0.50% · 4.625%
HK$28,504
+HK$1,635/mo
Deposit HK$616K · loan HK$5.54M · min. income ≈ HK$53,738/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$150,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,127
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,882
−HK$765/mo
Today · 4.125%
HK$29,647
baseline
▲ 0.50% · 4.625%
HK$31,210
+HK$1,563/mo
Deposit HK$616K · loan HK$5.54M · min. income ≈ HK$59,294/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$150,997 · Scale 2, in force from 26 Feb 2026)