LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,050
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,487
−HK$444/mo
Today · 4.125%
HK$14,931
baseline
▲ 0.50% · 4.625%
HK$15,840
+HK$909/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$29,862/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$151,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,631
−HK$844/mo
▼ 0.25% · 3.875%
HK$16,050
−HK$425/mo
Today · 4.125%
HK$16,475
baseline
▲ 0.50% · 4.625%
HK$17,344
+HK$869/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$32,950/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$151,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,860
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,385
−HK$533/mo
Today · 4.125%
HK$17,918
baseline
▲ 0.50% · 4.625%
HK$19,008
+HK$1,090/mo
Deposit HK$2.46M · loan HK$3.70M · min. income ≈ HK$35,836/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$151,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,757
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,260
−HK$510/mo
Today · 4.125%
HK$19,770
baseline
▲ 0.50% · 4.625%
HK$20,813
+HK$1,043/mo
Deposit HK$2.46M · loan HK$3.70M · min. income ≈ HK$39,540/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$151,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,670
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,282
−HK$622/mo
Today · 4.125%
HK$20,904
baseline
▲ 0.50% · 4.625%
HK$22,176
+HK$1,272/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$41,808/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$151,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,883
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,470
−HK$595/mo
Today · 4.125%
HK$23,065
baseline
▲ 0.50% · 4.625%
HK$24,281
+HK$1,216/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$46,130/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$151,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,291
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,077
−HK$800/mo
Today · 4.125%
HK$26,877
baseline
▲ 0.50% · 4.625%
HK$28,512
+HK$1,635/mo
Deposit HK$616K · loan HK$5.55M · min. income ≈ HK$53,754/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$151,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,136
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,890
−HK$766/mo
Today · 4.125%
HK$29,656
baseline
▲ 0.50% · 4.625%
HK$31,219
+HK$1,563/mo
Deposit HK$616K · loan HK$5.55M · min. income ≈ HK$59,312/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$151,173 · Scale 2, in force from 26 Feb 2026)