LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,510
−HK$8,811/mo
▼ 0.25% · 3.875%
HK$144,880
−HK$4,441/mo
Today · 4.125%
HK$149,321
baseline
▲ 0.50% · 4.625%
HK$158,407
+HK$9,086/mo
Deposit HK$30.81M · loan HK$30.81M · min. income ≈ HK$298,642/mo (50% DSR)
Upfront cash ≈ HK$33.43M (deposit + AVD stamp duty HK$2,618,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,316
−HK$8,445/mo
▼ 0.25% · 3.875%
HK$160,508
−HK$4,253/mo
Today · 4.125%
HK$164,761
baseline
▲ 0.50% · 4.625%
HK$173,446
+HK$8,685/mo
Deposit HK$30.81M · loan HK$30.81M · min. income ≈ HK$329,522/mo (50% DSR)
Upfront cash ≈ HK$33.43M (deposit + AVD stamp duty HK$2,618,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,612
−HK$10,573/mo
▼ 0.25% · 3.875%
HK$173,856
−HK$5,329/mo
Today · 4.125%
HK$179,185
baseline
▲ 0.50% · 4.625%
HK$190,088
+HK$10,903/mo
Deposit HK$24.65M · loan HK$36.97M · min. income ≈ HK$358,370/mo (50% DSR)
Upfront cash ≈ HK$27.27M (deposit + AVD stamp duty HK$2,618,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,579
−HK$10,134/mo
▼ 0.25% · 3.875%
HK$192,609
−HK$5,104/mo
Today · 4.125%
HK$197,713
baseline
▲ 0.50% · 4.625%
HK$208,135
+HK$10,422/mo
Deposit HK$24.65M · loan HK$36.97M · min. income ≈ HK$395,426/mo (50% DSR)
Upfront cash ≈ HK$27.27M (deposit + AVD stamp duty HK$2,618,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,714
−HK$12,335/mo
▼ 0.25% · 3.875%
HK$202,832
−HK$6,217/mo
Today · 4.125%
HK$209,049
baseline
▲ 0.50% · 4.625%
HK$221,769
+HK$12,720/mo
Deposit HK$18.49M · loan HK$43.13M · min. income ≈ HK$418,098/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$2,618,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,842
−HK$11,823/mo
▼ 0.25% · 3.875%
HK$224,711
−HK$5,954/mo
Today · 4.125%
HK$230,665
baseline
▲ 0.50% · 4.625%
HK$242,824
+HK$12,159/mo
Deposit HK$18.49M · loan HK$43.13M · min. income ≈ HK$461,330/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$2,618,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,917
−HK$15,861/mo
▼ 0.25% · 3.875%
HK$260,785
−HK$7,993/mo
Today · 4.125%
HK$268,778
baseline
▲ 0.50% · 4.625%
HK$285,132
+HK$16,354/mo
Deposit HK$6.16M · loan HK$55.46M · min. income ≈ HK$537,556/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$2,618,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,368
−HK$15,201/mo
▼ 0.25% · 3.875%
HK$288,914
−HK$7,655/mo
Today · 4.125%
HK$296,569
baseline
▲ 0.50% · 4.625%
HK$312,202
+HK$15,633/mo
Deposit HK$6.16M · loan HK$55.46M · min. income ≈ HK$593,138/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$2,618,855 · Scale 2, in force from 26 Feb 2026)