LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,514
−HK$8,812/mo
▼ 0.25% · 3.875%
HK$144,885
−HK$4,441/mo
Today · 4.125%
HK$149,326
baseline
▲ 0.50% · 4.625%
HK$158,412
+HK$9,086/mo
Deposit HK$30.81M · loan HK$30.81M · min. income ≈ HK$298,652/mo (50% DSR)
Upfront cash ≈ HK$33.43M (deposit + AVD stamp duty HK$2,618,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,321
−HK$8,445/mo
▼ 0.25% · 3.875%
HK$160,513
−HK$4,253/mo
Today · 4.125%
HK$164,766
baseline
▲ 0.50% · 4.625%
HK$173,451
+HK$8,685/mo
Deposit HK$30.81M · loan HK$30.81M · min. income ≈ HK$329,532/mo (50% DSR)
Upfront cash ≈ HK$33.43M (deposit + AVD stamp duty HK$2,618,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,617
−HK$10,574/mo
▼ 0.25% · 3.875%
HK$173,862
−HK$5,329/mo
Today · 4.125%
HK$179,191
baseline
▲ 0.50% · 4.625%
HK$190,094
+HK$10,903/mo
Deposit HK$24.65M · loan HK$36.97M · min. income ≈ HK$358,382/mo (50% DSR)
Upfront cash ≈ HK$27.27M (deposit + AVD stamp duty HK$2,618,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,585
−HK$10,134/mo
▼ 0.25% · 3.875%
HK$192,616
−HK$5,103/mo
Today · 4.125%
HK$197,719
baseline
▲ 0.50% · 4.625%
HK$208,141
+HK$10,422/mo
Deposit HK$24.65M · loan HK$36.97M · min. income ≈ HK$395,438/mo (50% DSR)
Upfront cash ≈ HK$27.27M (deposit + AVD stamp duty HK$2,618,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,720
−HK$12,336/mo
▼ 0.25% · 3.875%
HK$202,839
−HK$6,217/mo
Today · 4.125%
HK$209,056
baseline
▲ 0.50% · 4.625%
HK$221,776
+HK$12,720/mo
Deposit HK$18.49M · loan HK$43.14M · min. income ≈ HK$418,112/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,618,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,849
−HK$11,824/mo
▼ 0.25% · 3.875%
HK$224,718
−HK$5,955/mo
Today · 4.125%
HK$230,673
baseline
▲ 0.50% · 4.625%
HK$242,832
+HK$12,159/mo
Deposit HK$18.49M · loan HK$43.14M · min. income ≈ HK$461,346/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,618,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,925
−HK$15,861/mo
▼ 0.25% · 3.875%
HK$260,793
−HK$7,993/mo
Today · 4.125%
HK$268,786
baseline
▲ 0.50% · 4.625%
HK$285,141
+HK$16,355/mo
Deposit HK$6.16M · loan HK$55.46M · min. income ≈ HK$537,572/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$2,618,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,377
−HK$15,202/mo
▼ 0.25% · 3.875%
HK$288,923
−HK$7,656/mo
Today · 4.125%
HK$296,579
baseline
▲ 0.50% · 4.625%
HK$312,212
+HK$15,633/mo
Deposit HK$6.16M · loan HK$55.46M · min. income ≈ HK$593,158/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$2,618,939 · Scale 2, in force from 26 Feb 2026)