LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,052
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,489
−HK$444/mo
Today · 4.125%
HK$14,933
baseline
▲ 0.50% · 4.625%
HK$15,842
+HK$909/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$29,866/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$151,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,632
−HK$845/mo
▼ 0.25% · 3.875%
HK$16,052
−HK$425/mo
Today · 4.125%
HK$16,477
baseline
▲ 0.50% · 4.625%
HK$17,345
+HK$868/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$32,954/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$151,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,862
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,387
−HK$532/mo
Today · 4.125%
HK$17,919
baseline
▲ 0.50% · 4.625%
HK$19,010
+HK$1,091/mo
Deposit HK$2.46M · loan HK$3.70M · min. income ≈ HK$35,838/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$151,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,759
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,262
−HK$510/mo
Today · 4.125%
HK$19,772
baseline
▲ 0.50% · 4.625%
HK$20,815
+HK$1,043/mo
Deposit HK$2.46M · loan HK$3.70M · min. income ≈ HK$39,544/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$151,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,672
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,284
−HK$622/mo
Today · 4.125%
HK$20,906
baseline
▲ 0.50% · 4.625%
HK$22,178
+HK$1,272/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$41,812/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$151,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,885
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,472
−HK$596/mo
Today · 4.125%
HK$23,068
baseline
▲ 0.50% · 4.625%
HK$24,284
+HK$1,216/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$46,136/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$151,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,293
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,080
−HK$799/mo
Today · 4.125%
HK$26,879
baseline
▲ 0.50% · 4.625%
HK$28,515
+HK$1,636/mo
Deposit HK$616K · loan HK$5.55M · min. income ≈ HK$53,758/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$151,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,138
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,893
−HK$766/mo
Today · 4.125%
HK$29,659
baseline
▲ 0.50% · 4.625%
HK$31,222
+HK$1,563/mo
Deposit HK$616K · loan HK$5.55M · min. income ≈ HK$59,318/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$151,235 · Scale 2, in force from 26 Feb 2026)