LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,054
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,491
−HK$444/mo
Today · 4.125%
HK$14,935
baseline
▲ 0.50% · 4.625%
HK$15,844
+HK$909/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$29,870/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$151,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,635
−HK$845/mo
▼ 0.25% · 3.875%
HK$16,054
−HK$426/mo
Today · 4.125%
HK$16,480
baseline
▲ 0.50% · 4.625%
HK$17,348
+HK$868/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$32,960/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$151,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,865
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,390
−HK$533/mo
Today · 4.125%
HK$17,923
baseline
▲ 0.50% · 4.625%
HK$19,013
+HK$1,090/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$35,846/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$151,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,762
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,265
−HK$511/mo
Today · 4.125%
HK$19,776
baseline
▲ 0.50% · 4.625%
HK$20,818
+HK$1,042/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$39,552/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$151,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,676
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,288
−HK$622/mo
Today · 4.125%
HK$20,910
baseline
▲ 0.50% · 4.625%
HK$22,182
+HK$1,272/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$41,820/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$151,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,889
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,476
−HK$596/mo
Today · 4.125%
HK$23,072
baseline
▲ 0.50% · 4.625%
HK$24,288
+HK$1,216/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$46,144/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$151,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,297
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,084
−HK$800/mo
Today · 4.125%
HK$26,884
baseline
▲ 0.50% · 4.625%
HK$28,520
+HK$1,636/mo
Deposit HK$616K · loan HK$5.55M · min. income ≈ HK$53,768/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$151,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,143
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,898
−HK$766/mo
Today · 4.125%
HK$29,664
baseline
▲ 0.50% · 4.625%
HK$31,227
+HK$1,563/mo
Deposit HK$616K · loan HK$5.55M · min. income ≈ HK$59,328/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$151,339 · Scale 2, in force from 26 Feb 2026)