LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,542
−HK$8,813/mo
▼ 0.25% · 3.875%
HK$144,914
−HK$4,441/mo
Today · 4.125%
HK$149,355
baseline
▲ 0.50% · 4.625%
HK$158,443
+HK$9,088/mo
Deposit HK$30.82M · loan HK$30.82M · min. income ≈ HK$298,710/mo (50% DSR)
Upfront cash ≈ HK$33.44M (deposit + AVD stamp duty HK$2,619,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,352
−HK$8,447/mo
▼ 0.25% · 3.875%
HK$160,545
−HK$4,254/mo
Today · 4.125%
HK$164,799
baseline
▲ 0.50% · 4.625%
HK$173,486
+HK$8,687/mo
Deposit HK$30.82M · loan HK$30.82M · min. income ≈ HK$329,598/mo (50% DSR)
Upfront cash ≈ HK$33.44M (deposit + AVD stamp duty HK$2,619,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,651
−HK$10,575/mo
▼ 0.25% · 3.875%
HK$173,897
−HK$5,329/mo
Today · 4.125%
HK$179,226
baseline
▲ 0.50% · 4.625%
HK$190,132
+HK$10,906/mo
Deposit HK$24.65M · loan HK$36.98M · min. income ≈ HK$358,452/mo (50% DSR)
Upfront cash ≈ HK$27.27M (deposit + AVD stamp duty HK$2,619,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,622
−HK$10,137/mo
▼ 0.25% · 3.875%
HK$192,654
−HK$5,105/mo
Today · 4.125%
HK$197,759
baseline
▲ 0.50% · 4.625%
HK$208,183
+HK$10,424/mo
Deposit HK$24.65M · loan HK$36.98M · min. income ≈ HK$395,518/mo (50% DSR)
Upfront cash ≈ HK$27.27M (deposit + AVD stamp duty HK$2,619,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,759
−HK$12,339/mo
▼ 0.25% · 3.875%
HK$202,879
−HK$6,219/mo
Today · 4.125%
HK$209,098
baseline
▲ 0.50% · 4.625%
HK$221,821
+HK$12,723/mo
Deposit HK$18.49M · loan HK$43.14M · min. income ≈ HK$418,196/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,619,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,892
−HK$11,827/mo
▼ 0.25% · 3.875%
HK$224,763
−HK$5,956/mo
Today · 4.125%
HK$230,719
baseline
▲ 0.50% · 4.625%
HK$242,880
+HK$12,161/mo
Deposit HK$18.49M · loan HK$43.14M · min. income ≈ HK$461,438/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,619,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,976
−HK$15,864/mo
▼ 0.25% · 3.875%
HK$260,845
−HK$7,995/mo
Today · 4.125%
HK$268,840
baseline
▲ 0.50% · 4.625%
HK$285,198
+HK$16,358/mo
Deposit HK$6.16M · loan HK$55.47M · min. income ≈ HK$537,680/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$2,619,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,433
−HK$15,205/mo
▼ 0.25% · 3.875%
HK$288,981
−HK$7,657/mo
Today · 4.125%
HK$296,638
baseline
▲ 0.50% · 4.625%
HK$312,274
+HK$15,636/mo
Deposit HK$6.16M · loan HK$55.47M · min. income ≈ HK$593,276/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$2,619,461 · Scale 2, in force from 26 Feb 2026)