LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,054
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,492
−HK$444/mo
Today · 4.125%
HK$14,936
baseline
▲ 0.50% · 4.625%
HK$15,845
+HK$909/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$29,872/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$151,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,635
−HK$845/mo
▼ 0.25% · 3.875%
HK$16,055
−HK$425/mo
Today · 4.125%
HK$16,480
baseline
▲ 0.50% · 4.625%
HK$17,349
+HK$869/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$32,960/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$151,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,865
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,390
−HK$533/mo
Today · 4.125%
HK$17,923
baseline
▲ 0.50% · 4.625%
HK$19,014
+HK$1,091/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$35,846/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$151,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,763
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,266
−HK$510/mo
Today · 4.125%
HK$19,776
baseline
▲ 0.50% · 4.625%
HK$20,819
+HK$1,043/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$39,552/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$151,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,676
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,288
−HK$622/mo
Today · 4.125%
HK$20,910
baseline
▲ 0.50% · 4.625%
HK$22,182
+HK$1,272/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$41,820/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$151,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,890
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,477
−HK$595/mo
Today · 4.125%
HK$23,072
baseline
▲ 0.50% · 4.625%
HK$24,288
+HK$1,216/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$46,144/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$151,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,298
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,085
−HK$799/mo
Today · 4.125%
HK$26,884
baseline
▲ 0.50% · 4.625%
HK$28,520
+HK$1,636/mo
Deposit HK$616K · loan HK$5.55M · min. income ≈ HK$53,768/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$151,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,144
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,899
−HK$765/mo
Today · 4.125%
HK$29,664
baseline
▲ 0.50% · 4.625%
HK$31,228
+HK$1,564/mo
Deposit HK$616K · loan HK$5.55M · min. income ≈ HK$59,328/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$151,354 · Scale 2, in force from 26 Feb 2026)