LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,057
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,494
−HK$444/mo
Today · 4.125%
HK$14,938
baseline
▲ 0.50% · 4.625%
HK$15,847
+HK$909/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$29,876/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$151,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,638
−HK$845/mo
▼ 0.25% · 3.875%
HK$16,057
−HK$426/mo
Today · 4.125%
HK$16,483
baseline
▲ 0.50% · 4.625%
HK$17,352
+HK$869/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$32,966/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$151,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,868
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,393
−HK$533/mo
Today · 4.125%
HK$17,926
baseline
▲ 0.50% · 4.625%
HK$19,017
+HK$1,091/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$35,852/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$151,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,766
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,269
−HK$510/mo
Today · 4.125%
HK$19,779
baseline
▲ 0.50% · 4.625%
HK$20,822
+HK$1,043/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$39,558/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$151,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,679
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,292
−HK$621/mo
Today · 4.125%
HK$20,913
baseline
▲ 0.50% · 4.625%
HK$22,186
+HK$1,273/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$41,826/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$151,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,893
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,480
−HK$596/mo
Today · 4.125%
HK$23,076
baseline
▲ 0.50% · 4.625%
HK$24,292
+HK$1,216/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$46,152/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$151,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,302
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,089
−HK$800/mo
Today · 4.125%
HK$26,889
baseline
▲ 0.50% · 4.625%
HK$28,525
+HK$1,636/mo
Deposit HK$616K · loan HK$5.55M · min. income ≈ HK$53,778/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$151,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,148
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,903
−HK$766/mo
Today · 4.125%
HK$29,669
baseline
▲ 0.50% · 4.625%
HK$31,233
+HK$1,564/mo
Deposit HK$616K · loan HK$5.55M · min. income ≈ HK$59,338/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$151,454 · Scale 2, in force from 26 Feb 2026)