LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,591
−HK$8,817/mo
▼ 0.25% · 3.875%
HK$144,965
−HK$4,443/mo
Today · 4.125%
HK$149,408
baseline
▲ 0.50% · 4.625%
HK$158,499
+HK$9,091/mo
Deposit HK$30.83M · loan HK$30.83M · min. income ≈ HK$298,816/mo (50% DSR)
Upfront cash ≈ HK$33.45M (deposit + AVD stamp duty HK$2,620,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,406
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$160,601
−HK$4,256/mo
Today · 4.125%
HK$164,857
baseline
▲ 0.50% · 4.625%
HK$173,546
+HK$8,689/mo
Deposit HK$30.83M · loan HK$30.83M · min. income ≈ HK$329,714/mo (50% DSR)
Upfront cash ≈ HK$33.45M (deposit + AVD stamp duty HK$2,620,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,710
−HK$10,579/mo
▼ 0.25% · 3.875%
HK$173,957
−HK$5,332/mo
Today · 4.125%
HK$179,289
baseline
▲ 0.50% · 4.625%
HK$190,198
+HK$10,909/mo
Deposit HK$24.66M · loan HK$36.99M · min. income ≈ HK$358,578/mo (50% DSR)
Upfront cash ≈ HK$27.28M (deposit + AVD stamp duty HK$2,620,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,688
−HK$10,140/mo
▼ 0.25% · 3.875%
HK$192,721
−HK$5,107/mo
Today · 4.125%
HK$197,828
baseline
▲ 0.50% · 4.625%
HK$208,256
+HK$10,428/mo
Deposit HK$24.66M · loan HK$36.99M · min. income ≈ HK$395,656/mo (50% DSR)
Upfront cash ≈ HK$27.28M (deposit + AVD stamp duty HK$2,620,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,828
−HK$12,343/mo
▼ 0.25% · 3.875%
HK$202,950
−HK$6,221/mo
Today · 4.125%
HK$209,171
baseline
▲ 0.50% · 4.625%
HK$221,898
+HK$12,727/mo
Deposit HK$18.50M · loan HK$43.16M · min. income ≈ HK$418,342/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,620,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,969
−HK$11,830/mo
▼ 0.25% · 3.875%
HK$224,842
−HK$5,957/mo
Today · 4.125%
HK$230,799
baseline
▲ 0.50% · 4.625%
HK$242,965
+HK$12,166/mo
Deposit HK$18.50M · loan HK$43.16M · min. income ≈ HK$461,598/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,620,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,064
−HK$15,870/mo
▼ 0.25% · 3.875%
HK$260,936
−HK$7,998/mo
Today · 4.125%
HK$268,934
baseline
▲ 0.50% · 4.625%
HK$285,298
+HK$16,364/mo
Deposit HK$6.17M · loan HK$55.49M · min. income ≈ HK$537,868/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,620,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,532
−HK$15,210/mo
▼ 0.25% · 3.875%
HK$289,082
−HK$7,660/mo
Today · 4.125%
HK$296,742
baseline
▲ 0.50% · 4.625%
HK$312,384
+HK$15,642/mo
Deposit HK$6.17M · loan HK$55.49M · min. income ≈ HK$593,484/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,620,377 · Scale 2, in force from 26 Feb 2026)