LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,592
−HK$8,817/mo
▼ 0.25% · 3.875%
HK$144,965
−HK$4,444/mo
Today · 4.125%
HK$149,409
baseline
▲ 0.50% · 4.625%
HK$158,500
+HK$9,091/mo
Deposit HK$30.83M · loan HK$30.83M · min. income ≈ HK$298,818/mo (50% DSR)
Upfront cash ≈ HK$33.45M (deposit + AVD stamp duty HK$2,620,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,407
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$160,602
−HK$4,256/mo
Today · 4.125%
HK$164,858
baseline
▲ 0.50% · 4.625%
HK$173,548
+HK$8,690/mo
Deposit HK$30.83M · loan HK$30.83M · min. income ≈ HK$329,716/mo (50% DSR)
Upfront cash ≈ HK$33.45M (deposit + AVD stamp duty HK$2,620,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,711
−HK$10,579/mo
▼ 0.25% · 3.875%
HK$173,959
−HK$5,331/mo
Today · 4.125%
HK$179,290
baseline
▲ 0.50% · 4.625%
HK$190,200
+HK$10,910/mo
Deposit HK$24.66M · loan HK$36.99M · min. income ≈ HK$358,580/mo (50% DSR)
Upfront cash ≈ HK$27.28M (deposit + AVD stamp duty HK$2,620,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,689
−HK$10,140/mo
▼ 0.25% · 3.875%
HK$192,723
−HK$5,106/mo
Today · 4.125%
HK$197,829
baseline
▲ 0.50% · 4.625%
HK$208,257
+HK$10,428/mo
Deposit HK$24.66M · loan HK$36.99M · min. income ≈ HK$395,658/mo (50% DSR)
Upfront cash ≈ HK$27.28M (deposit + AVD stamp duty HK$2,620,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,829
−HK$12,343/mo
▼ 0.25% · 3.875%
HK$202,952
−HK$6,220/mo
Today · 4.125%
HK$209,172
baseline
▲ 0.50% · 4.625%
HK$221,900
+HK$12,728/mo
Deposit HK$18.50M · loan HK$43.16M · min. income ≈ HK$418,344/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,620,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,970
−HK$11,831/mo
▼ 0.25% · 3.875%
HK$224,843
−HK$5,958/mo
Today · 4.125%
HK$230,801
baseline
▲ 0.50% · 4.625%
HK$242,967
+HK$12,166/mo
Deposit HK$18.50M · loan HK$43.16M · min. income ≈ HK$461,602/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,620,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,066
−HK$15,870/mo
▼ 0.25% · 3.875%
HK$260,938
−HK$7,998/mo
Today · 4.125%
HK$268,936
baseline
▲ 0.50% · 4.625%
HK$285,300
+HK$16,364/mo
Deposit HK$6.17M · loan HK$55.49M · min. income ≈ HK$537,872/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,620,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,533
−HK$15,211/mo
▼ 0.25% · 3.875%
HK$289,084
−HK$7,660/mo
Today · 4.125%
HK$296,744
baseline
▲ 0.50% · 4.625%
HK$312,386
+HK$15,642/mo
Deposit HK$6.17M · loan HK$55.49M · min. income ≈ HK$593,488/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,620,395 · Scale 2, in force from 26 Feb 2026)