LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,061
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,498
−HK$444/mo
Today · 4.125%
HK$14,942
baseline
▲ 0.50% · 4.625%
HK$15,852
+HK$910/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$29,884/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$151,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,642
−HK$845/mo
▼ 0.25% · 3.875%
HK$16,062
−HK$425/mo
Today · 4.125%
HK$16,487
baseline
▲ 0.50% · 4.625%
HK$17,357
+HK$870/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$32,974/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$151,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,873
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,398
−HK$533/mo
Today · 4.125%
HK$17,931
baseline
▲ 0.50% · 4.625%
HK$19,022
+HK$1,091/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$35,862/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$151,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,771
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,274
−HK$511/mo
Today · 4.125%
HK$19,785
baseline
▲ 0.50% · 4.625%
HK$20,828
+HK$1,043/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$39,570/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$151,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,685
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,297
−HK$622/mo
Today · 4.125%
HK$20,919
baseline
▲ 0.50% · 4.625%
HK$22,192
+HK$1,273/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$41,838/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$151,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,899
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,487
−HK$595/mo
Today · 4.125%
HK$23,082
baseline
▲ 0.50% · 4.625%
HK$24,299
+HK$1,217/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$46,164/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$151,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,309
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,096
−HK$800/mo
Today · 4.125%
HK$26,896
baseline
▲ 0.50% · 4.625%
HK$28,533
+HK$1,637/mo
Deposit HK$617K · loan HK$5.55M · min. income ≈ HK$53,792/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$151,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,156
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,911
−HK$766/mo
Today · 4.125%
HK$29,677
baseline
▲ 0.50% · 4.625%
HK$31,242
+HK$1,565/mo
Deposit HK$617K · loan HK$5.55M · min. income ≈ HK$59,354/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$151,628 · Scale 2, in force from 26 Feb 2026)