LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,061
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,499
−HK$444/mo
Today · 4.125%
HK$14,943
baseline
▲ 0.50% · 4.625%
HK$15,852
+HK$909/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$29,886/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$151,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,643
−HK$845/mo
▼ 0.25% · 3.875%
HK$16,063
−HK$425/mo
Today · 4.125%
HK$16,488
baseline
▲ 0.50% · 4.625%
HK$17,357
+HK$869/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$32,976/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$151,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,874
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,398
−HK$534/mo
Today · 4.125%
HK$17,932
baseline
▲ 0.50% · 4.625%
HK$19,023
+HK$1,091/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$35,864/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$151,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,772
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,275
−HK$511/mo
Today · 4.125%
HK$19,786
baseline
▲ 0.50% · 4.625%
HK$20,829
+HK$1,043/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$39,572/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$151,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,686
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,298
−HK$622/mo
Today · 4.125%
HK$20,920
baseline
▲ 0.50% · 4.625%
HK$22,193
+HK$1,273/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$41,840/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$151,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,900
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,488
−HK$595/mo
Today · 4.125%
HK$23,083
baseline
▲ 0.50% · 4.625%
HK$24,300
+HK$1,217/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$46,166/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$151,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,310
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,098
−HK$800/mo
Today · 4.125%
HK$26,898
baseline
▲ 0.50% · 4.625%
HK$28,534
+HK$1,636/mo
Deposit HK$617K · loan HK$5.55M · min. income ≈ HK$53,796/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$151,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,157
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,913
−HK$766/mo
Today · 4.125%
HK$29,679
baseline
▲ 0.50% · 4.625%
HK$31,243
+HK$1,564/mo
Deposit HK$617K · loan HK$5.55M · min. income ≈ HK$59,358/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$151,655 · Scale 2, in force from 26 Feb 2026)