LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,613
−HK$8,818/mo
▼ 0.25% · 3.875%
HK$144,987
−HK$4,444/mo
Today · 4.125%
HK$149,431
baseline
▲ 0.50% · 4.625%
HK$158,523
+HK$9,092/mo
Deposit HK$30.83M · loan HK$30.83M · min. income ≈ HK$298,862/mo (50% DSR)
Upfront cash ≈ HK$33.45M (deposit + AVD stamp duty HK$2,620,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,431
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$160,626
−HK$4,256/mo
Today · 4.125%
HK$164,882
baseline
▲ 0.50% · 4.625%
HK$173,573
+HK$8,691/mo
Deposit HK$30.83M · loan HK$30.83M · min. income ≈ HK$329,764/mo (50% DSR)
Upfront cash ≈ HK$33.45M (deposit + AVD stamp duty HK$2,620,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,736
−HK$10,581/mo
▼ 0.25% · 3.875%
HK$173,984
−HK$5,333/mo
Today · 4.125%
HK$179,317
baseline
▲ 0.50% · 4.625%
HK$190,228
+HK$10,911/mo
Deposit HK$24.67M · loan HK$37.00M · min. income ≈ HK$358,634/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,620,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,717
−HK$10,141/mo
▼ 0.25% · 3.875%
HK$192,751
−HK$5,107/mo
Today · 4.125%
HK$197,858
baseline
▲ 0.50% · 4.625%
HK$208,288
+HK$10,430/mo
Deposit HK$24.67M · loan HK$37.00M · min. income ≈ HK$395,716/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,620,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,858
−HK$12,345/mo
▼ 0.25% · 3.875%
HK$202,982
−HK$6,221/mo
Today · 4.125%
HK$209,203
baseline
▲ 0.50% · 4.625%
HK$221,933
+HK$12,730/mo
Deposit HK$18.50M · loan HK$43.17M · min. income ≈ HK$418,406/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,620,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,003
−HK$11,832/mo
▼ 0.25% · 3.875%
HK$224,876
−HK$5,959/mo
Today · 4.125%
HK$230,835
baseline
▲ 0.50% · 4.625%
HK$243,002
+HK$12,167/mo
Deposit HK$18.50M · loan HK$43.17M · min. income ≈ HK$461,670/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,620,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,103
−HK$15,872/mo
▼ 0.25% · 3.875%
HK$260,976
−HK$7,999/mo
Today · 4.125%
HK$268,975
baseline
▲ 0.50% · 4.625%
HK$285,342
+HK$16,367/mo
Deposit HK$6.17M · loan HK$55.50M · min. income ≈ HK$537,950/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,620,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,575
−HK$15,213/mo
▼ 0.25% · 3.875%
HK$289,127
−HK$7,661/mo
Today · 4.125%
HK$296,788
baseline
▲ 0.50% · 4.625%
HK$312,432
+HK$15,644/mo
Deposit HK$6.17M · loan HK$55.50M · min. income ≈ HK$593,576/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,620,782 · Scale 2, in force from 26 Feb 2026)