LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,621
−HK$8,818/mo
▼ 0.25% · 3.875%
HK$144,995
−HK$4,444/mo
Today · 4.125%
HK$149,439
baseline
▲ 0.50% · 4.625%
HK$158,532
+HK$9,093/mo
Deposit HK$30.83M · loan HK$30.83M · min. income ≈ HK$298,878/mo (50% DSR)
Upfront cash ≈ HK$33.46M (deposit + AVD stamp duty HK$2,620,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,439
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$160,635
−HK$4,256/mo
Today · 4.125%
HK$164,891
baseline
▲ 0.50% · 4.625%
HK$173,583
+HK$8,692/mo
Deposit HK$30.83M · loan HK$30.83M · min. income ≈ HK$329,782/mo (50% DSR)
Upfront cash ≈ HK$33.46M (deposit + AVD stamp duty HK$2,620,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,745
−HK$10,582/mo
▼ 0.25% · 3.875%
HK$173,994
−HK$5,333/mo
Today · 4.125%
HK$179,327
baseline
▲ 0.50% · 4.625%
HK$190,238
+HK$10,911/mo
Deposit HK$24.67M · loan HK$37.00M · min. income ≈ HK$358,654/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,620,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,727
−HK$10,142/mo
▼ 0.25% · 3.875%
HK$192,762
−HK$5,107/mo
Today · 4.125%
HK$197,869
baseline
▲ 0.50% · 4.625%
HK$208,299
+HK$10,430/mo
Deposit HK$24.67M · loan HK$37.00M · min. income ≈ HK$395,738/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,620,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,869
−HK$12,345/mo
▼ 0.25% · 3.875%
HK$202,993
−HK$6,221/mo
Today · 4.125%
HK$209,214
baseline
▲ 0.50% · 4.625%
HK$221,944
+HK$12,730/mo
Deposit HK$18.50M · loan HK$43.17M · min. income ≈ HK$418,428/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,620,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,015
−HK$11,832/mo
▼ 0.25% · 3.875%
HK$224,888
−HK$5,959/mo
Today · 4.125%
HK$230,847
baseline
▲ 0.50% · 4.625%
HK$243,016
+HK$12,169/mo
Deposit HK$18.50M · loan HK$43.17M · min. income ≈ HK$461,694/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,620,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,117
−HK$15,873/mo
▼ 0.25% · 3.875%
HK$260,990
−HK$8,000/mo
Today · 4.125%
HK$268,990
baseline
▲ 0.50% · 4.625%
HK$285,357
+HK$16,367/mo
Deposit HK$6.17M · loan HK$55.50M · min. income ≈ HK$537,980/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,620,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,590
−HK$15,214/mo
▼ 0.25% · 3.875%
HK$289,142
−HK$7,662/mo
Today · 4.125%
HK$296,804
baseline
▲ 0.50% · 4.625%
HK$312,449
+HK$15,645/mo
Deposit HK$6.17M · loan HK$55.50M · min. income ≈ HK$593,608/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,620,923 · Scale 2, in force from 26 Feb 2026)