LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,628
−HK$8,818/mo
▼ 0.25% · 3.875%
HK$145,002
−HK$4,444/mo
Today · 4.125%
HK$149,446
baseline
▲ 0.50% · 4.625%
HK$158,540
+HK$9,094/mo
Deposit HK$30.84M · loan HK$30.84M · min. income ≈ HK$298,892/mo (50% DSR)
Upfront cash ≈ HK$33.46M (deposit + AVD stamp duty HK$2,621,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,447
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$160,643
−HK$4,256/mo
Today · 4.125%
HK$164,899
baseline
▲ 0.50% · 4.625%
HK$173,592
+HK$8,693/mo
Deposit HK$30.84M · loan HK$30.84M · min. income ≈ HK$329,798/mo (50% DSR)
Upfront cash ≈ HK$33.46M (deposit + AVD stamp duty HK$2,621,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,753
−HK$10,583/mo
▼ 0.25% · 3.875%
HK$174,003
−HK$5,333/mo
Today · 4.125%
HK$179,336
baseline
▲ 0.50% · 4.625%
HK$190,248
+HK$10,912/mo
Deposit HK$24.67M · loan HK$37.00M · min. income ≈ HK$358,672/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,621,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,737
−HK$10,142/mo
▼ 0.25% · 3.875%
HK$192,772
−HK$5,107/mo
Today · 4.125%
HK$197,879
baseline
▲ 0.50% · 4.625%
HK$208,310
+HK$10,431/mo
Deposit HK$24.67M · loan HK$37.00M · min. income ≈ HK$395,758/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,621,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,879
−HK$12,346/mo
▼ 0.25% · 3.875%
HK$203,003
−HK$6,222/mo
Today · 4.125%
HK$209,225
baseline
▲ 0.50% · 4.625%
HK$221,956
+HK$12,731/mo
Deposit HK$18.50M · loan HK$43.17M · min. income ≈ HK$418,450/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,621,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,026
−HK$11,833/mo
▼ 0.25% · 3.875%
HK$224,900
−HK$5,959/mo
Today · 4.125%
HK$230,859
baseline
▲ 0.50% · 4.625%
HK$243,028
+HK$12,169/mo
Deposit HK$18.50M · loan HK$43.17M · min. income ≈ HK$461,718/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,621,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,130
−HK$15,874/mo
▼ 0.25% · 3.875%
HK$261,004
−HK$8,000/mo
Today · 4.125%
HK$269,004
baseline
▲ 0.50% · 4.625%
HK$285,372
+HK$16,368/mo
Deposit HK$6.17M · loan HK$55.50M · min. income ≈ HK$538,008/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,621,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,605
−HK$15,214/mo
▼ 0.25% · 3.875%
HK$289,157
−HK$7,662/mo
Today · 4.125%
HK$296,819
baseline
▲ 0.50% · 4.625%
HK$312,465
+HK$15,646/mo
Deposit HK$6.17M · loan HK$55.50M · min. income ≈ HK$593,638/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,621,059 · Scale 2, in force from 26 Feb 2026)