LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,639
−HK$8,819/mo
▼ 0.25% · 3.875%
HK$145,013
−HK$4,445/mo
Today · 4.125%
HK$149,458
baseline
▲ 0.50% · 4.625%
HK$158,552
+HK$9,094/mo
Deposit HK$30.84M · loan HK$30.84M · min. income ≈ HK$298,916/mo (50% DSR)
Upfront cash ≈ HK$33.46M (deposit + AVD stamp duty HK$2,621,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,459
−HK$8,453/mo
▼ 0.25% · 3.875%
HK$160,655
−HK$4,257/mo
Today · 4.125%
HK$164,912
baseline
▲ 0.50% · 4.625%
HK$173,605
+HK$8,693/mo
Deposit HK$30.84M · loan HK$30.84M · min. income ≈ HK$329,824/mo (50% DSR)
Upfront cash ≈ HK$33.46M (deposit + AVD stamp duty HK$2,621,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,767
−HK$10,583/mo
▼ 0.25% · 3.875%
HK$174,016
−HK$5,334/mo
Today · 4.125%
HK$179,350
baseline
▲ 0.50% · 4.625%
HK$190,263
+HK$10,913/mo
Deposit HK$24.67M · loan HK$37.01M · min. income ≈ HK$358,700/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,621,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,751
−HK$10,144/mo
▼ 0.25% · 3.875%
HK$192,786
−HK$5,109/mo
Today · 4.125%
HK$197,895
baseline
▲ 0.50% · 4.625%
HK$208,326
+HK$10,431/mo
Deposit HK$24.67M · loan HK$37.01M · min. income ≈ HK$395,790/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,621,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,894
−HK$12,347/mo
▼ 0.25% · 3.875%
HK$203,019
−HK$6,222/mo
Today · 4.125%
HK$209,241
baseline
▲ 0.50% · 4.625%
HK$221,973
+HK$12,732/mo
Deposit HK$18.50M · loan HK$43.17M · min. income ≈ HK$418,482/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,621,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,043
−HK$11,834/mo
▼ 0.25% · 3.875%
HK$224,917
−HK$5,960/mo
Today · 4.125%
HK$230,877
baseline
▲ 0.50% · 4.625%
HK$243,047
+HK$12,170/mo
Deposit HK$18.50M · loan HK$43.17M · min. income ≈ HK$461,754/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,621,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,150
−HK$15,874/mo
▼ 0.25% · 3.875%
HK$261,024
−HK$8,000/mo
Today · 4.125%
HK$269,024
baseline
▲ 0.50% · 4.625%
HK$285,394
+HK$16,370/mo
Deposit HK$6.17M · loan HK$55.51M · min. income ≈ HK$538,048/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,621,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,627
−HK$15,215/mo
▼ 0.25% · 3.875%
HK$289,180
−HK$7,662/mo
Today · 4.125%
HK$296,842
baseline
▲ 0.50% · 4.625%
HK$312,489
+HK$15,647/mo
Deposit HK$6.17M · loan HK$55.51M · min. income ≈ HK$593,684/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,621,261 · Scale 2, in force from 26 Feb 2026)