LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,647
−HK$8,820/mo
▼ 0.25% · 3.875%
HK$145,022
−HK$4,445/mo
Today · 4.125%
HK$149,467
baseline
▲ 0.50% · 4.625%
HK$158,562
+HK$9,095/mo
Deposit HK$30.84M · loan HK$30.84M · min. income ≈ HK$298,934/mo (50% DSR)
Upfront cash ≈ HK$33.46M (deposit + AVD stamp duty HK$2,621,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,469
−HK$8,453/mo
▼ 0.25% · 3.875%
HK$160,665
−HK$4,257/mo
Today · 4.125%
HK$164,922
baseline
▲ 0.50% · 4.625%
HK$173,615
+HK$8,693/mo
Deposit HK$30.84M · loan HK$30.84M · min. income ≈ HK$329,844/mo (50% DSR)
Upfront cash ≈ HK$33.46M (deposit + AVD stamp duty HK$2,621,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,777
−HK$10,583/mo
▼ 0.25% · 3.875%
HK$174,027
−HK$5,333/mo
Today · 4.125%
HK$179,360
baseline
▲ 0.50% · 4.625%
HK$190,274
+HK$10,914/mo
Deposit HK$24.67M · loan HK$37.01M · min. income ≈ HK$358,720/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,621,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,762
−HK$10,144/mo
▼ 0.25% · 3.875%
HK$192,798
−HK$5,108/mo
Today · 4.125%
HK$197,906
baseline
▲ 0.50% · 4.625%
HK$208,338
+HK$10,432/mo
Deposit HK$24.67M · loan HK$37.01M · min. income ≈ HK$395,812/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,621,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,906
−HK$12,348/mo
▼ 0.25% · 3.875%
HK$203,031
−HK$6,223/mo
Today · 4.125%
HK$209,254
baseline
▲ 0.50% · 4.625%
HK$221,986
+HK$12,732/mo
Deposit HK$18.50M · loan HK$43.18M · min. income ≈ HK$418,508/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$2,621,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,056
−HK$11,835/mo
▼ 0.25% · 3.875%
HK$224,931
−HK$5,960/mo
Today · 4.125%
HK$230,891
baseline
▲ 0.50% · 4.625%
HK$243,061
+HK$12,170/mo
Deposit HK$18.50M · loan HK$43.18M · min. income ≈ HK$461,782/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$2,621,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,165
−HK$15,876/mo
▼ 0.25% · 3.875%
HK$261,040
−HK$8,001/mo
Today · 4.125%
HK$269,041
baseline
▲ 0.50% · 4.625%
HK$285,411
+HK$16,370/mo
Deposit HK$6.17M · loan HK$55.51M · min. income ≈ HK$538,082/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,621,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,643
−HK$15,217/mo
▼ 0.25% · 3.875%
HK$289,197
−HK$7,663/mo
Today · 4.125%
HK$296,860
baseline
▲ 0.50% · 4.625%
HK$312,508
+HK$15,648/mo
Deposit HK$6.17M · loan HK$55.51M · min. income ≈ HK$593,720/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$2,621,418 · Scale 2, in force from 26 Feb 2026)