LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,070
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,507
−HK$445/mo
Today · 4.125%
HK$14,952
baseline
▲ 0.50% · 4.625%
HK$15,862
+HK$910/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$29,904/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,652
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,072
−HK$426/mo
Today · 4.125%
HK$16,498
baseline
▲ 0.50% · 4.625%
HK$17,368
+HK$870/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$32,996/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$152,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,884
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,409
−HK$533/mo
Today · 4.125%
HK$17,942
baseline
▲ 0.50% · 4.625%
HK$19,034
+HK$1,092/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$35,884/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,783
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,286
−HK$512/mo
Today · 4.125%
HK$19,798
baseline
▲ 0.50% · 4.625%
HK$20,841
+HK$1,043/mo
Deposit HK$2.47M · loan HK$3.70M · min. income ≈ HK$39,596/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$152,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,697
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,310
−HK$623/mo
Today · 4.125%
HK$20,933
baseline
▲ 0.50% · 4.625%
HK$22,206
+HK$1,273/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$41,866/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$152,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,913
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,501
−HK$596/mo
Today · 4.125%
HK$23,097
baseline
▲ 0.50% · 4.625%
HK$24,315
+HK$1,218/mo
Deposit HK$1.85M · loan HK$4.32M · min. income ≈ HK$46,194/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$152,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,325
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,113
−HK$800/mo
Today · 4.125%
HK$26,913
baseline
▲ 0.50% · 4.625%
HK$28,551
+HK$1,638/mo
Deposit HK$617K · loan HK$5.55M · min. income ≈ HK$53,826/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$152,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,174
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,930
−HK$766/mo
Today · 4.125%
HK$29,696
baseline
▲ 0.50% · 4.625%
HK$31,262
+HK$1,566/mo
Deposit HK$617K · loan HK$5.55M · min. income ≈ HK$59,392/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$152,019 · Scale 2, in force from 26 Feb 2026)